...

Подаци и информације за објављивање 31.12

by user

on
Category: Documents
5

views

Report

Comments

Transcript

Подаци и информације за објављивање 31.12
閣:
CPrlCKA
BAHKAa.A.
JABHO
06jaBJl♭lIBaIl♭en0脚TaKaIiHIlやopMatIIIja
C叩cKe6aHKea・凡BeoTpan
cacTaH♭eMHanaH31.12.2014.「0凪りⅢe
ycKna凪yCa3aKOHOMO6aHKaMa,0畑yKOMOOQJatm胴aHynO畑TaKaIJ四両opMa叩ja6aHKe(・,Cn
rJlaCIIHKPC“,6p.125′2014J44/2015),OFUlyKOMM3Bp田HOrOA60paCpncKe6aHKeaD・OyCBqiaFLy
KF州TeP面Ma3ayTBp匝aLber10的Tatta掴HQopMau函ItqJeje6aHI(aAyXHaLLaOQjaBmyje,yCJIOBMMaI4
Ha間HyMPOKOBM:Ma剛XOBOrOQjaBJmBarba,MO6p・1012/140nO2・122014・rOH・CpllCKa6aHKaaLL,
Beorpa貝(yHaJbeM TeKCTy E;aHlta)oQJaEm扉mBe田Taj KC直CaHP洲CBeOD叩yKOM HBC TIPOrMCaHe
noAaTKellMH¢OpMaurLje
M3ECⅢTBcejaBHOOqa肌かHa・JHT.PHe・TC甲田ⅢuB拙東e(_…W・SrPSとabanhrs)・
OqaBJb鵬a鵬CeO卿OC剛CKJby間BOHanO脚TKeBaHKe・CO63”POMmBaHKaHeBpmMKOHCOJIma叩y
l.nocnORHOりMelICeIIHuTe6aHKe
(カncT’a6afJKaaL)Eeoやa∂,CaecKa25Beopa0
2.CTPaTe叩aynpaBJT・aIt・ap‖3uIlMaHnOJTHTHKe3ayDpaBJI・aII・epmIIIJIlMa
CHCTeM yllPaEmaIt・a F朋3rIKOM O6yxBaTa CTpaTe叩y M∴l10皿丁聴y ynpaJybaIt・ap刷LuMa・nPOueAype・
MeTOAem0叩e M APyra aKTaI{q間Ma Cy Pery間CaHJli−110CJ10剛鵬06JlaCm yRPaB朋肋pH3陳0時
yKIbyLlyjyhM M∴Lr狐eLIJTaBaHeHaAJle井目MXOpraualKaOllTTOCTyIIKeyHyTPaLJmie∴t(OHTpOJle∴‖∴HHTepHe
cMCTeMynpaJmaLhap刷ItOMOMOryhaBaynpaBJI・aLheCB間PmMi+MMaK叩MajeBaHIta刷0)KeHayCBOM
rlOCJIOBaLt・y CTpaTeml{ML囲JbeBMillOCnOBaLbaBaHKeOnpeDeJbyJyLmM脚aHTHeBpCTeP間ItayHaPeFuOM
HepHODy・KpeMTWPM3時DeB舶HMIM3HK・OnePamBH叫脚KHMaheo脚ytJyjyhJIyTM岬Hape3yma=
Ka醐TanBaHKe‖ニ3aXTeBaheHaJBehlJ,DeOKaMTaTaKaOO6e36ebeIbeC凪MOryhMXry6肌aI(a・Tp棚田IW
p胴囲K叩休lajeBaHKa脚OHeHaOAHOCHOKq…ahe6Jml脚OXeITayHape朋OMIlePM0月y360r
cTPyKTyPenOCnOBHeaKTMBHOCTMBaHKe間ahe3日aTHOMaIbeeqeKTe P捕りK間瑚HOCT掴KaMaTHIA
pM3IFKMMaheyT瑚nPeTe)KHOHape3yJITaTBaHKea3HaTHOMaLbeHaKa間Ta・rlBaHKe・
Kpe卿THりPM掘je専Ba洲叩p剛KynPOblmyp剛I{aBaHKe・aBe3aHJe3aCTPaTeMJyKpeTaFba
n捕CMaIlaIIPeMa調理州…Ma,npaBH間両国間I{甘MJ刑JJMaBaHKaheyoKBTJpyKpe抑THO「nOPTb(川Mja
Te別T‖)雄lnOBehayLIeuheTaltHOOAPebe間XmHJeHaTa・aJTB日日只aHanpaBI40即ebeHy抑BePC両州Kautdy
nopT4日MjayCnpe3日竺Kpe……Mp刷KOMMO剛Oh…0Jatla朋yT瑚aIlpaTehMXP間I(aKaOLllTO
cyptT3日K∴ItOHueHTpauMJeO即OCHO脚0〉KeHOCTJJI4pJ43IAKiCMa鵬It・aHa刷aT鵬OCTMyCJIeHTtOrOPⅢaFta
AeB鵬HeTTO3肌刑eFlyXH陳a・BaHI{ahellPaTMT周一‖KOHTpOJmCaT胴OBeKOMn鵬MeHTapHepM3IIKe・
y npouecy r剛neMeHTauMJe HOBe PeryJtaTHBe HBC・BaHKa」e OHPeDeJbella3a KOPr…Ihe朕
cTaMap胴OBaHOrnPJICTynaynPaBJl・aIt・yl{PeFVITITI4MP間KOM・Kq甲JenPHMePeHO6間yIJCTpyKTyPn
Kpe抑THeaKTMBHOCm6aHKe
PatlyHepoj 908−29501−36,nMBlOOOOO387,MaTMIHM 6p°i O7092288
AFIPeCa CaBCKa25,11000Beo「PaLl
Tene¢oH(+38111)3607200,¢aKC(+38111)2644854・(+38111)2646855
www.srpskabanka・rS
禽I
CPIICKA
BAHKAa.A.
HeBmH。PJ13陳HMa3HatlajaHebeKaTHape3ymaT“∴KanmauBaHIte・BaHI{aheyHaPe即OMnePJ404y
HaCTqIaTMAaMMHnMn3mPaM3JTO)KeHOCTJleBt13HOMpM3日Ky・
BaHKaCe OnpeFIemJlaFLa3aO6pat.yH OnePaT鵬HOrpHBHKa・∴KOpHCTM np附TyI10CHOBHOr間IMKaTOpa
(Ka間TaJIHJ”aXTeB),6a3MPaHHanpOCeLIHOM間BOynOCJIODHeaKT鵬HOCTHBaHKe・
ycBqIくりaI{T舶HOCTJIBaHKaHaMePaBamCTaBKeKqeCeyTOI・y瑚yyTPTOBaLIt(yKl削「yJWMmHPaHaH胴O
FIO5%yKyIIHe nOCnOBHe aItTMBHOCTII BaHKe・ⅢTO OMOryhaBaJe朋HCTBeHO nPaheLtC pM37lKa t(PO3
6aHKaPCl{yI{剛ry3aTPaHCaKu扉Kqjecy.脚OTeHeTp別田OMpM3日Ky・6aHKayTBp励e皿Mme・
叩Jme瑚eLmKyMeHTOBaHOnPahelt・en03刷Ja…qe抑Hat.I10M∴KyMyJlaT鵬HOM3BemaBalbe・yCny叩y
llPeKOPaLIe肋JmM肌aIJCT叫a朗yCJlOBa3aO6paLlyHKanl.TanIlOr3aXTeBa3aTp)KIJ山間P間K,6allI(ahe
IIPTJMe日揮H叩OueFLyPOM yTBpbeHy MeTOj10JIOMjy鵬PeryJtaT舶e・ynpaBJbatbe Pり3日KOMJmKB甑HOC間
6aHKaCnPOBO抑l・pO3ynpaB朗LtCCBOjoMMOB皿OMMO6aBe3aYaHaHaWHKPjHjqjo6e36ebyje的y
cBaKOMTPeHyTKy鵬ny嶋aBaCBeCB(yeO6aBe3e,KaO…aIl・eHMI(皿JeH間paCnOJta氷yCBO岬MCPeHCT恥May
BaHLUyC肌a.凪yCayrOBOPe的MpOI(OBlIMay叩aBJE・aLLeI{aMaTH州PH3皿OM6aHI(ahec叩OBOFtWMy叩几y
MIl間MM3MParbaHeraTMBHOr renay LleHL,川PM6at”E・a耽りrIJtaCHPaIt・aCpeDCTaBa・BaHI(aheKOPMCT間
皿M肌e M HatIeJmyllPaBJbaIbaOB・4M PmMu剛aayy叩aBJt・aLt・ePり3日uMMa6mhe TaKObeyEUbytle踊り
pe3ynTaTIJCTPeCTeCTOBa脚0)IteI10CTl46aHKe・KqJehe6aHKaPeFtOBHOCIIPOBO卿THHa6aBMCueHapMO
aHaJlma肌KpeaJIH‖XnpOueHaMO「yhlJXnpOMeHayOKpy)IteIt・y・
CBeOCTaJIeMOryhe鵬J10〉KeltOC間BaHKePmHLWMaynOCJTOBaILy・6Mhenpe凪MeTnPahe肋IlnPOueHe
l10TeHLMjaJIHOrHaCTaHT(a3Ha珂HnXry611TaKa・・aKan肌a・ly伽M函HaHC可cKOM pe3yJITaTy・yCnyVajy
JalaLba一陳州OXeHOCmHeKOMOHOCTaWX.P剛Ka・BaHKahepe瑚MPaTりp日脚HMnpObr=6aHKeり
yTBp,叩TItAOFIaTm/iKaImTaJTHM3aXTeB3aTaJPn3日K
no間THKa ynPaBJbaIt・a pmIJLmMa yCMePeHa」e Ha CBeO6yxBaTHO Ca…eHaBaILe MOryhHX p113IJKa y
nocJlOBaILyBaHKe,aHaPO…TOIla叩OueHyltItOITTPOny●
− KpeJlmTHOTpM3日KaCaPu3I4KOMH3MupelもaHp143日KOMqPyrey「OBOPHeCTpaHe・
− pH3日KanMKBHuHOCT明
− 1(aMaTHOrpn3日Ka;
一 員eEm3HOrpt代目ItaI40CTaJMXTp氷M山HnXp143日Ka;
− PM3MttaKOIlueHTpau叩eI100CHOElyt43JIO)KeHOCTIliIIPeMaJe即OM皿IJy間M rPyTmI10Be3aHMX間Ila,
reorpad)CKOMrIOFIPyLljy,BPCTMrJTaCMaHa脚…pyrOM¢aKTOPypJ43日Ita,
− OllepaTIIBHOTpI13日Ka;
− PM3MKayJIaraIbaBaHKey′DpyranPaBHa朋uaIlyOCHOBIlaCPeLICTBaH∵MHBeCTりIJI40HeHeI(PeTHHIle;
− pM3日ItaItqMCeOnHOCeHa3eMJE・yl10pema皿uanPeMaI(OMejeBaHt(aM3JTO淋eHaH
− 即yrHXPnBMKa(CMaIbett・eBpeAl10CTHnOTPa氷MBarI・a,p113日KyCMabeHOCmnOCJIOBaIba,CTpaTeIJJKM
pM3日K肌凪)
BaHKa,TaKObe,岬eHTMbHKyje,nPal…iM ynpaBJba PHBHKOM yCKJIabeHOCm nOCJIOBaFba,K〔両noce6HO
o6yxBaTaPM3mKO,DCaHKu可aperyJtaTOPHOrTeua14両HaIICIljcKuXry6maKa,KaOnPerIyTa叩0間PM3mK
yoKBMpyrTOJWTMKeynpaBJT・aJbaPnBJJuHMa,BaHKayCnOCTaBJbaHPOueCMHTePHenPOueHeaLleKBaTHOCTM
KanMTaJla,CauMJt・eM.Da,yCBaKOMTPeHyTKy,06e36e掴凪OBOJbI10Ka…TaJtaBanOKP而ecBlJXKan”TaJtHMX
3aXTeDa.
PatlyH6poJ908−29501−36,lMBlOOOOO387,MaTMLlHM6pqIO7092288
AqpeCa CaBCKa25.11000Be°rPaA
TeJle¢oH(+38111)3607200,¢aKC(+38111)2644854,(+38111)2646855
www.SrpSkabanka.rs
BAHKAa.A.
園CPrlCKA
2.1. Ⅱ0皿THICay叩aBJbaII・aICpe脚TIIIIMp鵬3鵬KOMmI.BBeluTaBaIt・eOH3JlO琳eIIOeTIIBatme
KpeHりTI10MI)u3HKy
CTpyKTyPa6仙aHCrleaKTMBelt∴BaH6…aHCH服CTaB・”jacHOnOTBp廟emjeItpe朋T間pI43日I{J100CHOBy
nJIaCMaHa叩aBH肋間山間aIJCTatlOEWⅢTBy H担Ha埋甲甲I”脚K y p剛LI110M nPOQr…y6aHKe
KpeFuTIWp間K∴nPeBaCXO即OIIPOMCT剛e鵬HeMOryhHOCm日脚朝eHaTa凡arlBMMPeCB(加¢州aHCrJcKe
o6aBe3e叩eMa6aH叩I100CHOByrnaBITMue・KaMaTalt∴HaItHamyCKnaAyCayrOBOpe間MpOKOEMMa州M
Llpyr踊yCJ10B間a Hpy…P融L”・・(河MOry nPaTMm TuaCMaHeCPeLLCTaBa(CMaH大井t・e∴BPe抑OCT“
noTPa洲Ba肋,HeJlr3MMPe嶋e月u)yreCTPaIleMC…HO)・HeMaJy三間atlか男性yT瑚HaJ13JIOXeHOCT6aHKe
BaHKaynPaBJbanOPTd)(川LI^OM pH3間HMXMaCMaHaCauMJbeMJm¢opMMPaM OFIp粗BaCTa6関り胴′
npo函Ta6伽H=nOpTq)〔mMO・CTpyKTyPanOPTd)(州…ぼJenPeLLMe,TItOHT皿ylJPaHOrJIPaheLbaITOPa3…IITnM
KP”TePUyM間a,aHaPO間TO‥CeKTOpCI(aCTpyt’Typa・nOBPCT…PO鵬BO的nOT皿yMepa3ay6naHaBa朕
p‖3MKa,nOBPCTMO6e36ebetta,yKJbyuyjyh掴Pa3HeBpCTeKOHueHTpauuja・IIpahertcMMOrpaH間aBaHeM
剛0鵬HOCT…0時弧皿間CerYem間anOpTd)川閥・6aHKaHaCTq岬myMa醐MOryheHeraT脚ee¢eIOe
Hape3yJITaTl−I{a間TaJI6aHKe・I{qMMOryHaCTaT掴TTOOCHOByHenOBOJt・IWXKPeTaIt・ayMaKPOeKOIlOMCltOM
oKpy)Ke一七y BaHKaHaCTqJ日月亀田MPMOrICeTKJ…JeHaTaMLIaF”CllepBJlJOM…aCMalJaCMa酬PH3陳Be皿KMX′
KOIlueHTpautUaHaHnBOy畑岬eHTa・LteJTaTrJOCm,CeKTOPaMJT”reOIPa¢cl{eO6JlaCm
BeHMK‖∴M HかehM MOryhn KpeFLMTJJ,mTMJeAHOMJIMuy間rPyrWi一nOBe3aHMX∴JWua・Cy O6皿K
I{OHueHTPa叩eCar10TeH叩aJIHO3Ilat.gtl…PM3日ItOMHrlPe川eTCyIlapOWTeIla親be・mM州3aOBe
KPe抑TeyTBpbyjyceHOCe6H間0脚yKaMaynpaBHOrOA60paBaIll(e・KqjnDajenpeTXO抑yCarJIaCHOCT3a
oBe…aCMaHe CTpyLILleCJIy)I{6eo6e36e励ymo6間OBMXr…aCMaHa6yHeymaH咽MayTBPbeH服・
JWM…a,OtleMyMeCeL.HOMBBeuTaBgyynPaB間0凪60p・
TpoMeCeLIHO3anOCm誼MyOAeJbeLt・yyIlpaBJE・artaP間叩ManPt,…peMaCeTPmeuTaiaoKnaC函KauMjM
6刷aHCHeaKTMBeMBal16nJLaHCHJIXCTaJ掘6aHKe,IlauPOn鵬amMO6pac叩Ma・MTO’
● 掬BemTaioKJlaCMd)HKa叩‖6伽aHCHeaKT間eBaHKe;
● 掬Be山TaJOKJTaC両肌aLu直BaH6mlaHCH順CTaBKりBaHKe;
・IlperJIenCPeLICTaBaO6e36efIe∼t・a6朋aHCHeaJ{T鵬eHBaH6…aHCH搬CTaEWBaHKe・
.M3Be山T劉OKnaC珂HKa明日6間aHCHeaKT胴e胴aH6州aHCMXCTaBKMBaHKe,nOAy)韓日間Ma・
・据BemaioceI(TOpCKくりCTpyT(TyPHI{naCM4,+.KOBaHe6州aHClleaKT掘eM∴BaH6伽aHCIWXCTaBKM
lloMeHyT日日38euTajltCe eneKTPOHCK間nyTeM・y HPOmCaHqi−OpN=「BaeJlel(TPOHCKO畑CTaBJbaIt・e
Tl0FIaTaKa川OCTaBJb萄yHBC
IlopeFtCeTaM3BeⅢTかK(両Ce廊pa廟y3anOTPe6eM3Be山TaBalt・aperyJTaTOPa・BaHKaTPOMeCeLIHO
cacTaBJI,aJhe田町O yIlpa肌aFt・y P批MLUMa・Kl叩Ce∴月PCTaEma据BPⅢHOM OA60py・0凪60Py3a
yrtpaBJbabeaKT朋OM…aCJJBOM・OA60py3a叩aheLbenOCJ10BaTbaMynpaBHOMOA6opy・
2.2. TloJTII叩teayI.paHUlba欄baI)tPIIKOM皿I’BII叩OCT…I.3BeⅢTaBaIt・eOII”0,ICetIOCTHBaIJICe
BaHKaCBdoM…?B間OMMO6aBe3aMaynPaBma.HaHatlWKqj”jq,06e36ememycBaKOMTpeHyTKy
鵬nyll・aBaCBeCBqleO6aBe3e・KaOMLIa脚MI{几叩eIITMPaCI10JIaHyCBq囲MCpe朋丁醐MayBaHunyCKnauy
cayroBOpeHIIMpOItOB間aPaArle函KaCHOryIIPaBJE・aJbaplMKO…咽瑚110CT“レT3Bp山間OA60pBaHKe
ycBajaIIpoueDypyy叩atut・ari・a間KB朋HOuhy6aHKe・
PaHyH6p。」908−29501−36I…BlOOOOO387iMaT…HM6poJO7092288
AFIPeCa CaBCKa25,11000Beo「PaA
TeneやeH(+38111)3607200.¢aKC(←38111)2644854・(+38111)2646855
www.SrpSkabanka・rS
禽I
CPrlCKA
BAHKAa,A.
0HeJI.ert,eCpeFLCTaBa即eBHOnPaWOCHOBHenaPaMel・Pe皿KB脚OCTIJIlaCTOjeh瑚aypaBHOTe別JIPHJmBe
nOFLJmBeCpeACTaBaTaKO胴CeFueBHIJnOKa3aTeJbJWIltB朋HOC…ItPehe鵬Ha凪・WMHTaAe中間CaHMX
rIPO皿CMMa,aI10)Ke州O y O脚py mJMma剛ebyl・2m4・50IlePaT胴HeaKTHBHOCm0胴t・eFha
ynpaBJbaIbap隙州u州aBPLIJeCeyOKMPyJmM肌a・KOJeyCB袖aJ13BpⅢHHOA60PHanPe即0「0脚t・e肋
yTIPaBJbalLapK3日⊥川Ma・
TaKObe,BaHKaJeOnpeAeJt・eHaHaB脚HyJWt’BMFtHeaKT融eO型舶BayB剛H掴3HaH20%yKy間eaKT胴e
0.H。B3aKBaJMTeTHOyHpaB融rt,eM06e36eb鵬art・enOTpe6HOr・1掘Oa刷K瑚110CT直ecTeyCMaBeHOCT
pouHOCmnJLaCMaIlaCa此間XOB甘MmBOpHMa・0朋yL”BaH・eOpOWOCTHIIJlaCMaHa3aCH鵬aCeHanqAa・uMMa
opotIHOCT瑚enO3肌a,anOCe6HOHa間中OPMaLujaMaOKpeTa−byFIe¶03ma3HaYqHHXFtenOHeHaTa・KaO日
間XOEMXnOTpe6aHaKPaTK叩OKIIp胴KOMO,uyWBaHaEaHKaHapOLmTOO6e36ebyje捕CeCPeFtCTBaM3
KPaTI{OPOLIH”XM3BOpaHeyCMePeyHyrOpOuIlenJIaCMaHe・BaHKanPa…H胴OCOJIBeHTHOCmHa6a3日
MeCetlmAXt43BeuTgaOPOt.HqjycK珂eHOCmyKynHHXnOTpa別BaH・aH06aBe3aBaHKe・
3aoAP舶BaLt・enOTPe6HOrITmOaJMKBnAHOCTMBaHKaHenJLaMPaKOpIJuheLtCpaCIlOJtO)It間XCPe即TaBa
o6aBe3Hepe3ePBe,OC剛yKp鵬IWMC肌ya叫aMa,OLLeMyOFLJIyKyFLOHOCMレ露BPumOH60PHa叩e抑01‘
0凪60Pa3a ynPaE”baTt・e at’TMBOM∴nIlaC舶OM・掬y3eTHO・BaHKa MOXeI(OPMCTHTIJCpeACTBa肌HapCKe
o6aBe鈍ePe3ePBeyOItBHPyO印氷aBaTt・aTTPOCetlHOrH鵬OaO6pat.yHaTePe3epBe・
ycJly垂yFIaFIHeBH…OKa3aTeJb」TIJ・・珊HHOCT掴Babe113・nMM肌HPa皿XOKBMPaHanneXIMOPraHM3aunO胴
囲OB”(0月eJbeTLe CPeFtCTaBaりOLIem=Lbe yHpaEmaLba pH3mLtMMa)npeHnaXy批BpmHOM OA60Py
aI(TMBHOCTM∴I4Mepe Kqje he cnpewTM yJTa3aK6aHKe y30HyI(PMTMtlHO HHCKOr HMBOa皿ItEm刑OCTHi
M3BPⅢtTJ”山60pO抑yVyJeOMepaMa3aAOCT鵬amenOTPe6HOrITnBOaJIJIK瑚HOCTM6aHF(e:叩胴JLaLleLbe
HOFIaTHIJi 鵡nO3日Ta・e4,陳aCHbaIlanmTa nOTPa削Ba肋・I10日間eIt・e KpeFuTHMX CPeACTaBa Ca
函HaHCrUCKOrTp剃Il・Ta伽りOLIHapo朋e6aLLKeCp6”jeHCJT AKOCenpeAy3eT間MePaMaHeO6e36eFtn
noTPe6aHHJmO皿KBMFtIlOC…6aHI(eレI3Bp山間0月60Phenpeny3eT胴APyreMePe,yC剛aHyCallpOIIJICIJMa・
yKJbyVyJyhM“MePeOrPa日間aBaIballqIe期間XCerMeIlaTaJ10CnOBarba・0叩eAy3eT間MepaMaM3BPⅢ間
0060P鵬BeⅢTaBaynpaBHM0060p
BaHKaj.eycBqj,川arT脚=OCnOBa肋yCu)IW前川aCTaHI{aHenPeHB面e間XOTtOJTHOC…(KPM3aJmf(B脚OCT所
It(叩MJellPe脚恥HHa刷HHOCTyTlalt・aBaH・・eyyCuOBnManOBehaHOrPH3MKaJWKB朋HOCmOD60p誓
ynpaBJt・aTt・eaI{T鵬OMMnaC鵬OMO脚y瑚eOmPalH剛OCe6H聴叩a110BaJmT”刑叩OCTItyC肌yauMjaMaKqIe
3aXTeBgynqlallaHOnpaheLte皿K瑚HOCTM,yKJt・yLlyjyh掴aHaJlmyMOryh・1XCueHa叩a・日,I10110TPe6拘
npeLUTaXelJXI布BpⅢHOMO凪60pyHayCBgaH・e
3aHOCJleHMy0月eJbert,yyJTpaBJt,aIbaP間uMaCBaKOFueBHOayTOMaTCItI.∴‖3PaByjeDneetu,〟3ee.umqjo
noKa3ameJ切.W,KCuL)′‘OCmuuD,,eCn〟竹Pe乙WdeneMeWmaJmKB〟Ot・OCm〟KqjMCeHOCTaBJbqjyHBC・I{aO
りOFLe」T,eH,y CPeFICTaBa日航BpⅢ・10M OLI60Py・TaKOtIe,卿eBl10ccり3pabyjeりIIper糊肌eB胴X
noKa3aTeJt・aKqlIJCeJmCTaBJI・aJ43BpuHOMOA60pyBaHKe・
MeceLIHOCeI43PabyjeMece轍u〟JOel〟md0nOKa30meJqyjZuKe〟∂〃OCmu・・qj・JCeDPCTaBJbqiyHEC・KaOH
0HeJl,erhyCPenCTaBanM3BPⅢHOMOFI60PyBaIII{e・
TpoMeCetJ1103a nOTpe6e”3BeⅢTaBa・t・a OpralTa y叩aBJbaiba BaHKOM(ynpa聞0「0Å60pa・J43Bp間0「
0月60pa)MHPy…XO凪60pa(OA60P3aynPaBJbalbeaKT胴OM川aC胴OM・OA60pa?anPaherbeJTOCJ708a肋)
cawIFt,aBa Cel布3e田丁劉O ynpaBJbaIt・y PM3Ml(OM KqlM Canp鳩目「‖llPe…eLLe KqI14Ce T皿y yllpaBJbatt,a
PaLlyH6poi908−29501−36.…BlOO000387・Mal…HM6p。JO7092288
AFIPeCa CaBCKa25,11000BeorPaA
TeneQoH(+38111)3607200,¢aKC(+38111)2644854.(+38111)2646855
www.SrpSkabanka.rs
闘士
CPIICKA
BAHKAa.A.
p醐KOM…K瑚HOCTM−tmeeneO型”CeyHuX∴ueCe…uXnOKa3ameuJWKeuOuocmL.・坤eL面pematba
pau〟an〟Keuかocm〟nOda肋間aりH錐e〟m‘UOpO間〝cm側iIM砂p〟aKm〟Oe〟naC〟Oe・
2.3. Tl0皿T“KayITpaBJI・aILaFIelmIMMI)mIIKOMりII3BemTaBaIJ・eO脚02膝eHOCTIIEaIIKe
BaHKaynpaBJbaFteB鵬日間PMBIJKOM HaCTqje血LtaCITpeW HeraTHBHe e¢eKTe Ha函HaHCldcM
pe3yJITaTM∴ItanⅥTaJT6aHt・e,K・直HaCTaiyDOOCHOByIlpOMeHeMebyBaJIyTaP間XI(ypCeBaMI{yPCa
cTPaH撮BaJTyTayO朋OCy・・a朋・lap(HeraT鵬HeKypCHePa3mKe)BaHKaJeM3JtO鵬HaFteBM3HOM
p鵬lJKyI10OCHOBy6…aHC…XM∴BaH6伽alJCH臨CTaBKMItqJeCeBO朋y6aIIKaPCt’qJKJI・M3mMEOt・剛
TprOBaIl,a(MMOBHHaMO6aBe3e),ytOt・ytlyjyh掴CTaBKeCaBaJTyTHOMItJIay3yJ.OM・・
OcHOBHMu…byHpaBJt・aIbaAeBH3IIMMpI13J4KOMJeCTeI{OHTpOHayCarmⅢeHOCT…OIta3aTeJbaLletm3IlOr
p脚ItaCa叩OMCaHHMOKHMPOM,ⅢTOl10即a3yMeBa的yI(yTTIlaHeTOOTBOpeHa蝉mHanO3MlJMJanO
。。MMf洞山yTaMa(EyP,yC凡HPyreBaJ・yTeM3JTaTO)He6yF・eBehMOFt20%・(a間TaTa6aHKeHaKmiy
cBaKOrpa朋0rFta皿a・BaIII{aO6paL.yIlaBaI{a0日TaJIHn3aXTeB3aFLeB鵬HMpn3皿aKOJeyt.eⅢheyKynHe
lleTOOTBOPeIJeFLeB腿HeHO3Mu均eyKaIl肌any6aHI{eBeheoH2%・
0月eJbeIl・eyIlpaBJbaH・apM3日山間aFIHeDHOnPaTM∴E’PeTaH・eFleBJ43IlOrpM3MKayue皿H掴I1071qleLlMHHM
BanyTaMa・00eJbe鵬yHpaBmmCPeHCTaBaM0月eJECLbeynpaB肋間pM3muMManpeLUaXyI43BpⅢHOM
oA6opyMePe3ayCa…aⅢaBa嶋eLILeJB143IleaKTりBeIJIlaC鵬e・TaKO樹CeO6e36eFrIlnOBOJbHaFteB鵬Ha
I103刑岬a nOCB”M BaJlyTHMMニCerMeHT間a(MebyBaJIyTaPHaaP6肌pa)Ka・ITPe皿BaLt・eJ.3∴PCB鵬HOr
noA6…aHCay間HaPCKH∴I406pHyTO川PyrO)r73BP山間OFt60PuOTlOC‖0朋yKyOllPeLtJIO)KeH間
MepaMaMnPaTHH鵬OI10Ka3aTeJbaF1eB鵬I10rpM3日Ka・
3anocJle間y O胴もeHe ynpaBJba,ba PH?叫Ma CBaI・0脚HO ayTOMaTCKMi一日3Pame ttWeLumq・0
nOKa3ame.G,ybee〟3〃02Pu3uKa”Mmewmyonpea7eCydeC〟3Heaf’mueeunaC〟eeKqI”CeFPCTaBJbaJy
HBC,KaOn0月eJbeLbeynpaEmatbaCPeDCTaBaHl3BpⅢHOMOA60Py・TaKObe,川eDHOCe鵬pabyjen
TlperneAFtHeBHrIXIIOKa3aTe伽KqJuCeDOCTaBJt・aレ嶺BpmOMOFL60PyBaHt(e3anocJle削yOHeJbeLte
cpeACTaBa鵬pa廟elbeaYebca〟〃4,やua両aMaO〟〟8の,q,ebcmaOayOeeumaM〟euHLPCKaM
noL)buJ7a1.のKaO…OTpe6HOMH鵬OynPeJWBaIt・aCPeFLCTaBaJPAeB鵬HOTnOA6JJ皿HCayJMIlaPCM
MeceuHO Ce恥Pa鵬Mece…〟Weeu‘mqiudlJeCfuLM nOKa30meJV助ahee〟3〃02p〟3〟KaI{(函Ce
AOCTaBJbaiyHBC,t(aOMOFPJhe鵬CPe即TaBaMM3BpuHOMOL160pyBaHKe・
TpoMeCe…OCenPHnPeMaM3eef〟mLyOKa肋manHOM3ameq,′3OL)ewtLupu3uK,yCKnaFIyCaO朋yltOM
HBCoaneKBaTHOCT‖∴Ka間Taua110畑yI{OMOM3Be山TaBaJby6aIlaKaK叩CeFtOCTaBJbaHBCM0月eJTCrbe
cpemTaBa M一存犯PⅢHOM On60Py TaKObe・3a nOTpe6e mBe田TaBaFta OpraITa yHPaB伽LtA BaHKOM
(yIIPaBHOrOA60Pa,I13BpmHOrOA60Pa)日揮ymXOA60Pa(0凪60p3aynpaBJbaLbeaKTMBOMM∴IlaC鵬0早
0月60pa3anPaherb∵OCJTOBa肋)TPOMeCeuHOCeCa…baBa111万3EreluTかynpaBJbaLbyp間KOMK叩
caAp別冊Id)OpMa叩eOnPOCeuHOMMeCeWOMnOKa3aTeJbyneBmHOrp間Ka・ItaOMrm凪aTKeMyT肌型y
oTBOpeHeAeB鵬IleTtOm叩JerーaT101{a3aTeJl・aAeI{BaTIlOCTMKa…TaJla・0卿OCIlOOBe刑LW間KanHTaJLaIt(理
ceaHra米yJe3aI10KP,誼e朋BM3HO「pJnHI(a
2.4.Ⅱ0皿TりI’aynpaBJbaH♭aiKaMaTmMp醐KOM…3BeuTaBaはt・eOmTIOmelJOCTIIBaHKe
BaHKaJe脚0誓ap剛u間aK函KPO3e担TenPOMeHaBMC皿eTP肌umXKaMaTHMXCTOna,FLeJIVjyHa
rbeH函HaITC”JCMPe3yJTTaTMet(OHOMCKyBPe刑OCTBaIIKe・
PauyH6poJ908−29501−36−HMBlOOOOO387・MaTMLIHM 6poJ O7092288
AAPeCa CaBCKa25,11000BeorPaFI
TeJle¢oH(+38111)3607200,¢aKC(+38111)2644854・(+38111)2646855
www.SrpSkabanka・rS
く謝 CPHCKA
BAHKAa.A.
I(oHTPOJlyOBOrPHBIlt’aBaHKaBPuMnpaheIbeM‖叩0rHO30MKpeTaIbaKaMaT間XCTOTIaHaTp〉KMuTyM
a,neKBaTHOMCTpyItTypOMaKT14BHIJXMllaCnBHMXKaMaT間XCTOTla・
BaHKa卑3DOXeHaKaMaTHOMP剛KyBPeMeHCKeHey叩abeHOCT…OCneha…0110BHOr0岬函ImttnueHa・
ycnyugeBMMaKamCepOWOCT捕003mTapa3JmKyJeOLtpOVHOCm0即6pe間XKpe卿Ta・HapO間TO3a
cTaBKeCa中根C・mM。・aMaTH間CTOnaMa・yrOBaPaLbeMnPOMeH・tmBMXKaMaTHnXCTOna・BaHKayBe皿Kqj
MeP‖yT間eHaCMaLt・ett・eOBOTp剛Ka,」epT肋eCTBaPaMOryhHOCT的CBqIeaKT朋IleCTOlleyCK・彫舶聞Ca
ItPeTart・eMItaMaTHnXCTOrIaHaTp)KI4mTy・
BaHI(a MeCeLIHO叩e鵬MTyJe BMC胴y aKT掘HMX∴KaMaTHMX CTOlla・Ca MOryhHOLDhy KOpeK叩e npeMa
TP)MLuH間OLIeKHBaitmMa・rlacMBHeKaMaTeBa・lKayrOBapa・laKPaT間POK・KaOBaPrLia6伽HyCTOny・
Hajuemhenocpe朋TBOMPeJ・aT鵬HOCTa6肌HepeをepeHTHeCTOneHapo即e6aHKeCp67tle・
BaHKaJeI43JtO)I(eHa p剛Ky M yCJIeA p脚Ka On叩a・360r yrOBOP11日X O即eL16日Ca MOryhI10CTMMa
IIPeBpeMeHりXOT剛aTaKOllKPe卿TammIIPeBpeMeHOrI10BJlaLlert・aKOjHeITO3日Ta・
0只60P3aynpaB几aLt・eaKT胴OMMnaC鵬OMIlpaTMiKaMaT…pM3mItHOCBMMnO3肌叩aMaaItT胴e・IlaCMBe‖
Bal16朋aHC間XCTaBKH,PaCnOHeKaMaT間XCTOna,yTM岬IIPOMeHeItaMaTHMXCTOnaIlaIIPnXOJle・0即OCHO
HapaCXOue6aHKe・
MeceLIHO・3aHOCne田嶋yO胴beIbyynPaBJba肋.P脚LtMMaM3PameCne崩eHBBeⅢT袖14,eaWbam〟ee
〟naCueenOKaMamH〟力ICmO肌Ma,H諒e〟mqOk伍MamHOMpu3〟ゆnOpO抑OCm〟,I砂ea融やemaルa
KのIam〟脱CmOnanOnePuOb〟胴囲LB・e柳eOyctc7abenOCm〟〟38‘坤au′maa”a間KqiMCeTPOMeCeLIITO
L10CTaBJlb劉yレLBBP山HOMOJ160PyH0)160Py3aynpaBJl・art・eaKTMBOMIJIlaC鵬OM・
TpoMeCetlHO3a nOTPe6e‖3BeuTaBa嶋a OPraHa ynPatmaILa BaHKOM(ynpaBtlOr OA60pa・臨BPⅢHOr
oD60Pa)刷PymXOH60Pa(OD60p3ayHPaB朋朕aKTMPOMHnaC胴OM・OA6opa3anPahe朕nOCnOB叩a)
ca間H,aBa Ce M3BeuTaj o ynpaEubaLby PM3日ItOM KqJ”一紙Meby ocTaJ10r CaOP駄目71州d)OpMa叩e O
npoceLIHOM MeCellHOMI10Ka3aTeJE・y KaMaTIlOr PM3日Jta,I(aOり「pa(申ttKHIIPMItaBI(aMaTOHOCHe aI(Tme・
KaMaTOHOCHellaCnBeJlraII BPeEIHOCTM
2.5. HoJTIITHKaynpaBJlbaIlbapH引HKOM膿肌0嬉eI10CTIl−ICOtJIJeHTpaIIHJe冊II38euJTaBaIt・eO
批肌0雛CHOCTIIBaHKepIJ3uIKytCOHIJeIlTPauHJe
Pり1出目く∴KOllueHTPa叩eJe PH3IJI{Kq叩nPOI43日Jla3JIM3I43JTO)I{eHOCTn BaHKe nPeMa HCTOM…M CJrlJtIHOM
I43BOPyHaCTaHItaPI43日Ka,0卿OCHO”CTqI跡目C肋間qiニPCTIApM3。l{a・BaHt’aMO)Ke6m旧73J10)IteHaOBOM
PI43I4I{yll00CIIOBy BeJWKHXH3JtO猟eHOCTH叩eMaJeFIHOMJtIluy間M rPy…nOBe3aHIJX皿Lta・KaHaHMBO
H3JTO)KeHOCT帆∴∴=3HOCn H劉MaJt・elO% Kan“TaJla BaHKe・Be皿I(a n3J10氷eIlOCT MO氷e HaCTaTH∴∴II
KOHueIITPaul函MnpeMa・lpMBpeAHMMCeKTOPHMa,BpCmnpOM3BOLIaHC間LIH‖Md)atqOP間apI13日Ka・
BaHI(ayIIPaEmap軸KOM脚0氷eHOCT・日lpeMaJe卿OMJmuym日日rPyJM∴nOBe3aH撮JmLtaHaCTqje血Fta
cnpevM npeBeJMKy3aBMCHOCTOFInOrOPⅢaIt・a函HaHCMjcltOr CTaIl・any〉It間Ka Ha Pe3yJITaT H∴Ka間TaJ1
6aHKeFtHBePC申Ka叩OMnOPT40目撃yJIPaBuy山型eLba6a3eKJTWeHaTaypa3…間M脚aTHOCT間aIl
reorpadCKMMO6mcT間a6aHKaHaCTqi…aCMa剛MOryhIAyT肌LgHeI10BOJbHMXeKOHOMCK‖Xl(PeTa肋.y
oKPy氷eLbyHaCOTCTBe間pe3ymaT・yWJl・yO6e36ebe肋Pa3ybeHOCTn∴l10PTd,(川Hja6aHI(anPMMeLbyJe
JmMmeりLKP肌eP叩yMeり3npOn‖CaHapoFIHe6aHKeCp6日je・
PaL,yH6poJ908−29501−36,rWIBlOOOOO387iMaTl”Hl^6poJO7092288
AAPeCa CaBCI(a25,11000Beo「pa鳳
TeJleQI°H(+38111)3607200,eal(C(+38111)2644854.(+38111)2646855
www.Srpskabanka・rS
禽i
CPHCKA
BAHKAa.A.
TpoMeCetll10Ce3aOOTPe6eK3BeuTaBa・baHBC鵬pa勅yH3BeIIITaJMBI4−JT74−BeJmKe脚0)KeHOCTM
6aHKenpeMa皿MnTMMaH3JIOHeHOCTn,Bm4−TIIJT−BeⅢ一KaH3JIO米eHOCTnPeMarpyTMTTOBe3aHMXJHm貰1H
KA506pa3au−E43BemTかcel・TOPCKqjcTPyKTypnK蹴CrIq,肌OBaHe6脚aHCHeJJ∴BaH6肌aHCHeaKm竺
TaKOBe,3a HOTpe6e鵬BeⅢTaBalt・a OpraHa yHPaBmarba BaHKOM鵬paByjy ce H C鵬FIehJ4− 3BemT利昭:
昆0秒a¢cKa KO棚e〟mpa所aJqed〟mH02n¢m¢伽のa,Ko〃揮HJ卿a幽a′qeb〟mme n四m¢伽所a
npeMaKameeqT,所a,uaf’mC〟ゆuf’a妬e,KO・uleftmpaWa′qei)ulmOen‘やm4,0刑yanpeuadeJZamOCm〟
朋函eHama,Ko瑚eH′型a痢a′qed〟mH02n叩m¢伽のanpmaCem¢CKd巧pmabHOCm〟朋巧emma,
IZ,eenedeenuKuXu3nOOJfenOCm〟′u,t・aMume〃mu・ua,IZ・e勃ebやatuulaee抑鍬mC,自明jeehuXjnO少hux
やeOumayme砂,hqieoL)uftuりIbeaZedympCefWCqPeL)uocmuCeJZuKuJunqiCehuxJuO少hujrfqeb〟ma
HaOalt.
2.6. HoJIIJTHKaynpat”I・a肋IM3IIKOMyJTaralbaBaIII’eH当り3BeⅢTaH渦rlbeOIIⅢ0兆eHOCTHBaIme
pⅢ3mKyyHaraH♭a
P鵬MuりyJTaraTt.a6aHKeO6yxBaTaiyp・43肌・e・t・eHHXyHaraH・ayKa・mTa・lnPaBHHX皿ua鵬BaIl函HaHCrtICKOr
ceKTOPaHyCOnCTBeHaOCHOBHaCPeFCTBa・OBayJIaraIt・aCyJmM胴PaHanPOn剛MaHapo卿e6aHKe
Cp61直
OLIeJbett・eynPaBmbaP醐Lt間anpaTHyCKnabeHOCTnOKa3aTeTaBaHKeCa叩OnLmaHItM HHBOOM・M
M3PabyjeHpくりeK叩JeOBOrI10Ka3aTeJE・aIlpeO卿yTWBaIt・aO3IJaHaJIl叫IJMyJlaraLLMMaCPeACTaBa・
TpoMeCeuHO,3aHOCJmnyOHeJbe・t・yPaVyHOBOACTBa中州aHCMJa掴3BeuTaBa肋nPHTIPeMa743BemTaj
lZbe幼e yJZaeafba6a〃F(eyjZuua
KQia〟uqJ7uLIay¢uf,aHadcKOMCeKmnI′uyOCtLOeua‘pebcmCa6afLKeItC直CeeJteKTPOHCK間nyTeM
LIOCTaBJbaHBC.
TaItObe,TPOMeCeVHO,aJlO nOTPe6・「H∴Llemhe3aHOTPe6e M3BeuTaBaH・aOPraHaynPaBJbaTt・a BaHKOM
(ynpaBHOrOH60Pa,据BPⅢHOrOFt60Pa)nnPy「MXOFI60Pa(0凪60P3aynPaEuE・ameaKT鵬OMnIlaC胴OM・
OFt60Pa3anPaheLEeHOCJTOBaIba),3anOCJTeWyOHeJbeFt・yynpaBJbaFt・ap醐叩MaCatMrbaBaH38elumdo
pu3〃砂yJ,aaa,ba6a〃Key祖yeamaeHaJZuua〟yOCWeHa‘peL)cmeaBa碓ey OKBHPyTTOKa3aTeJba
ITOCJTOBaIba,HrlpHT(a3〉jeTberOByyCKJIaBeHOCT,OLIHOCHOeBeHTyauIlaO即TyIlaIt・aO凪IIPOWCaHnX皿MItTa・
2.7. HonHTHKaynpaRJl♭albaOⅡepaTHBITIIMPHBIIKOMII3JIO雛eIIOCT目上Il∴lI3BeIJJTaBaII♭eO
IIBJlO雛etIOCTIIBaIIKeOnePaTIIBIIOMPH3mIty
OIlePaTHBHnPH3HKO6yxBaTaPM3・4・・0月MOryherHaCTaHKaHeraT鵬H肱e¢eKaTaHabIJHaITC房cItHpe3yJTTaT
H∴KarmTaJIEaHKeyCJT明ITPOnyCTa(HeHaMepHHXH HaMep醐X)ypaHy3anOCJleH脱,tleOHrOBapajy血x
yHyTPaⅢttmXIlpOueHyPaM∴HPOueCa,HeaHeKBaTHOrynpaEmaLt・aⅢ巾opMau脚H帆MIJHpyrHMC鵬TeM間a
伽HyCne掴aCTyna一もaHellPeLtB明日BMXeKCTepllnXn0Ta胸a yoHepaTHBHHp剛KyKJbyHyJyCeⅥp鴎ItLm
航eHT函KOBaLte掴POueHyAOTa胸aI(q”MOry6肌Iy3pOKry6胴KayBe3mCaOnepaTMBH肋PmIJI{OM・
BaHKaOpraH明男eyCEmMOPraH鵬auI.OHMMAeJlO珊Ma・y3恥1到yhMyO63mPCBeyHyTPauFbeXCIlOJE・He
PaI{TOPeJToce6HOMTIPOueDyPOMyTBPbeHJe・10CTynaK晒eHT・4・叫KOBaH・aMHPOueHeMOTyhMXry6maKa
rIpHyBOberbyHOBnXrIPOH3BO)1a脚HIIPOueCa・
3anOTPe6eeB型eHTKPaJbary6maKaBaHKa40PMMPanOCe6HyHrtTePHy6a3yTO担TaKa・BaHKae瑚eHTHPa
cBe40ra胸eI{q岬CyLPBe間,JmMCyMOrJmL10BeCTM,uOMaTe叩aJ・HO3Ha叩HHXry6mTaI{a(‖3HanlOOOO
朋Hapa)y皿TePHくり6a拙,TaKO抑OMOryhaBaaHa・l・L13yyLleCTaJ・OCT掴aCTa。KaP脚tJHHXq0ra胸aHIbHXOB
PalyH6poJ908−29501−36,nMB100000387・MaTMu…6poJO7092288
ALlPeCa CaBCKa25.11000Beo「PaFI
Tene¢oH(+38111)3607200,¢aKC(+38111)2644854.(+38111)2646855
www.SrpSkabanka.rs
禽l
CPHCKA
BAHKAa,A.
yTMJlajHa6aITKy3aH0ra彊eKqjMMOryFtOBeCTH∴りJMCyHOBe皿AOry6IITaKaM3Hanl・000・000調Hapa
TTPOue柑pOMJeIIPe脚l加H・TOCe6aHnOCTyHaK∵”3BemTaBa・t・aOPraHa6aHKe
E瑚eHTMpaFbeFPra弛ay間TePHqj6a3日nO的TaKaBpm南eceHn0刑H叩aMaTIOCJIOBa肋,yK(房Cy
pa3BpCTaHel10CJTOBHeaKT”BHOCTH6aHKe・ⅢTOhe・yI(aC叩eMnepHOAy・OMOryhmJTHKOpHmheH,e
cTa岬ap抑30BaHOrnpHCTynaympatIyHaBaFt・yKaWTaJIHOr3aXTeBa・
TpoMeCetIHOCeTTp皿PeMaH3eel〟mqOKanumamtm3ameqI3aOnepam〟efWpu3uTe,yCMaHyCa
o脚yKOMHBCoaLLeKBaTHOCTHI’a間TamaHO卿yKOMOM3BeⅢTaBaJt・y6aHaKaKqInCeHOCTaBJE・aHBC
TpoMeCeLIHOCe3aHOTpe6eM3BeⅢTaBa肋OpraHaynPaBm肋BaHKOM(yHpaBHOTOA60pa・H3BpⅢHOr
on60pa)岨PyrMXOA60pa(OA60P3aynpaBJbaLbeaKTMBO剛OaCMBOM,OA60Pa3anpaheH}enOCJrOBa肋)
。at.,.什baB。143BeⅢTaJOyTTPaBJEatt,yP脚KOMyO・・BHPyKOraCe鵬MebyOCTauOrOpHKa3yieMTTt,eaPeb0
002a妬Lu‘a〃aCmanlんWnOOCH0の,OnepamuOuOepu3uKal10BpCTtJFtOra抽a・JIJJHl閃aManOCJTOBaHa・KaOH
3aBnCHOCTOny3pOKa(JbyACKHq)aKTOP,・TPOueCH,C鵬TeMH,CnOJbH画aKTOP)Ho的THO・TpOMeCetlHOCeHa
ocHOByTlO抑TaKam6a3e nOLLaTaKaOOnepaTHBMMpIWu間aCaWbaE,aHI:pee,Beant痢uuamur
002a頼atu,CmanuX‥nOOCt,OqI,Onやam〟8uOep〟3utW・6e3063HpaHa∴り3HOCKqiHCe的CTaDJbaⅧaHy
M3BpuHOrOA6opaKaKO6胴CT胴ameHaOMePe3aOTKJIaLbaLtJ:y3POKaHaCTaHI{aFLOra胸a
TaKObe,yCJty壇yry6maKaHaCTam竺KaOnOCJleFHuaOHePaT舶0Tp剛Ka・KaOMOOHMMaK(叩CyMOr’m
(aH鵬y)HaCTaJm二HaTajHa間H,aKqI”npeua3e(肌りCenPOue瑚e凪anPeJTaBe)1・000000。MHaPa,paLM
aLIeKBaTHOr ynPaBJEa闘HOBehaMM OnePaT鵬H間p刷KOM BaHKe・nPHnPeMa Ce H3Ce,um〝O
Mam印可aYH03fmVajt.aMe02aQ砂nooctLOqyOnq,amue〃02pu3uKa・Kq甲Ce的CTaEma143BPⅢHOM
oD60pyKaKO6mCeCarJteAa・leMepe3aOTKJ・attaLtCy3pOKaHaCTaHKaHOra胸a
2.8. OpraHHBa叩Jay叩aDma肋pH3ⅢuHMayBaHuH
yopraM3a岬OHOMCMJJCnyyHpaBJbaLtJ:PT73ML刑aJenOBepeHOynPaBHOMOLL60Py・OA60Py3anPaheIt・e
nocJTOBaLt,a6aHKe,据BP田HOM OH60py,OLI60py3a ynPaBJbaIbe aItT鵬OM nIlaCltBOM H∴KPe朋THIJM
oH60P間atJI旬eCyHaLqe)KHOCTHyTBPbeHenPOnnCMMaHapo珊e6aHKeCp6叩C,CTaTyTOMiHiHPyrHM
y叩aB間0凪60pjeHa即e湘H3ayTBpbMBa‘t・eCTPaTer毎mOJmTTKaynPaBJbartraPK3瑚Ma,aOH60P3a
HPahetI,eIIOCJlOBa・La6a・meBPm=叩aheHeCHPOBObeTt・ayCBqieHnXnOJTy山根a”[岬e肌aHeMePe3a
yHanpeberbenPOueCaynPaBJEA融PH3ML”MaMJWrePe3aOTKm訓もa鵬eyPVe皿XHePCTaTaKaynOCT蒔HM
nporIeHyPaMaH nPOueCnMa HCBpⅢIIIIOFI60pJeHa脚e〉KaH3ayCBaJaIbeIlpOIJeAypa,MeTOAOJIOma日
田yrHXIlpaTe血XaKaTaK函MaCe6JtIJ氷eype廟ynocTynunyIIPaEubaEbaP醐ur:MaHiI(OHTPOJTy醐XOBe
npIJMeHe OFI60p3aynpaBJl・aLlE・eaKTIIBOMIInaCりBOMPeAOBHOnPamyT日脚nPOMeHayCTPyKTyPEJ
aKT鵬eIJ∴naC.tBeBaHKeHa離山0)KeHOCTnqje雅HHMP鵬IJIJTJMaJJIlpe抑aHeMePe3ayIla叩e重めeITPOlleCa
yIIPaEmaFbaP脚Lt間an∴KamTaJIOMBaHKe・Kpe叩THHq60PM3anPaBHaJMtlaII3aCTaIIOBIIHIJJTBO
Ha朋eXHIJCy3a即HOⅢerbeO即yKaOnくりe耳目HatlH間nJIaCMaHHMa,Ha6a3日inPe畑OTalInpOIJeHaPH3日Ka
HanJIe)KHIIXCJly氷614・
p卿npMMeHenOCe6HOrHjeFtIJHCTBeHOrC鵬TeMaynpaEmaLLapI翻LtJFMaI406e36et,e肋byHKuKOHaJIHeH
opraI1773auI40He OHBqJeHOCTn aKTHBIlOCmyIIPamt・aIbaPH3㍍IJ間aOHPenOBH服IlOCJ70BHMXaItT鵬HOCTH
6aHKe,BaHKajet,OPMHPaJIaOOeJE・eTbeylTpaBJE・aLtaPMHIl剛a
y cBOM rIOCJTOBaIもy BaHI{a MO)Ke6mH HOH ymu劉eM HeraTMBH帆X∴KpeTaIba O拙OCHO nOH yTI州側eM
3Ha叩HIIXnOpeMehaJayMaKpOeKOHOMCKOMOKpy氷eIt・y,KaOⅢTOCy・OnalHaIt・e叩MBPeqHeaKT朋HOCTH・
,,.06aJTHa函HaHCrLjcI(aKPma,00uTaHeJm・・瑚HOCTynJ・aTHOM nPOMeTy・JaLWnOPeMehaiE剛yTH陳
0抑OCa,Har間PaCTueHaMC皿LIIlO,山TOnOBehaBaH鵬OHQje抑H脱P醐Ka(T(PeFtHTHHPH3IJK,pI43HK
JmKB甑HOCTM,LLeBmIWp醐KI4岬yrM)Pa朋CMaIt・eIbaMOryhHXry6mat’anOOBOMOCHOBy・BaHKahe
PatJyH6poJ908−29501−36,nMB
100000387,MaTMLIH116poi07092288
AFlPeCa CaBCKa25.110006eo「PaA
TeJle¢oH(+38111)3607200,¢aKC(+38111)2644854,(+38111)2646855
www.srpskabanka・rS
禽i
CPHCKA
BAHKAa.A,
J(OHTItHy14PaHOnPaT14TJICTatbeyOKPy〉KeH・yMiKOPⅥrOBaIbeM間MMTaHaHnBOyrPaHa・perI40Ham間BPCTa
PH3日Ka,npMnar05aBaTHCBqIy鵬JIO)KeHOCTPり3日IJ肌la
3. KanHTan6aHKe
yHaCTaBKyJeAaTaTa6emKqanPJtI(a3yJeCTPyKTypyKa剛TaJIaBaHKeFTaFIaH31・12・201410邪IHe
止血
1. 乃、傍ヨT
田
陪
Dエキ
ヤ做&
回
陪6W價∑ァ密蘭
ヲヨ
%
Vニト優
S6W
[コ
陪Tヨ
□
T4
FUfT
□
V
コ
エネコ亡f
Dヤキ
e
[三国
ニ
&
4D
田 陪W
V
□
濫キ匁
5.
・Dモ3
┯X
E
Sd
4
4
粕WD
濫キ匁
ラEF
F
、
免綿
T
4
4ヤヨ
VH
筈X
wヤ免R
櫨F
ヲU
'膚
X
カ
T&U
Hコ
T
Fヌ粕
h
4
&S6
、
、ト
圏
−28.195
H
盤F
隘3
VUGH
5D
5
ヲツ
郵
[二∃
380.251
VT
4
・D
婬
W'妬?・DカR
、エ
蒄F
v
贍
蒄F
亡三園
ー56.592
*
b
[二重
・B
[二重国
1.796.173
yKyOaHKanHTaJTBaHKeCeCaCTqH0月OCHOBHOr瑚OTlyHCKOrKaHnTaJlay3nP間eITyOH6HT間XCTaBKJJ・
OctIOB間KanIIT田川IlⅢHH aI(咽CM KaHMTan∴nO OCHOBy O6胴HIJX aK咽a,Pe3ePBe M3月0mH・FtaOⅥ
HeMaTePMjaJTHaymraIt,a,CTeLleHeCO・lCTBeTJeaK叩eHPery・laTOPHayCmat)HBaIt・aBPe即OCTHKaOM胴yCHe
HOTIyIICICIIKanI.Ta…間ePeBaJIOP舶aumHePe3ePBeKOJeCeO皿OCeHaOCHOBHaCpeFtCTBaMyLIeⅢhay
KanMTany
BaHIta He nOCe期e XH6p甑He HHCTPyMeHTe,0卿OCHO Cy60P郡H叩aHeIJHCTpyMeHTe・Te OCI4M
PeBaJIOF朋3a叩0間XPe3ePBMHeMaOpyrMXeJleMeHaTaF10TlyHCI(0日(a間TaJla・
4. KaIT鵬TaJIHH3aXTeBIIIInIITepIIaITPOueIJaaOeKBaTIIOCTり‖ICaTIIJTaJTa
PaLlyH6poI908−29501−36.rMBlOOOOO387iMaTMtlHM6poJ O7092288
AFlPeCa CaBCI(a25,11000Be°「PaFI
TeJle¢oH(+38111)3607200.¢al(C(+38111)2644854,(+38111)2646855
www.Srpskabanka.rS
「
380.251
ニ
迄
V
Tカ
$カ
舶
ノ
S8
16.674.991
濫ラ耗Dヤ$
棉売9
т
Tdト牝
テ
865.993
トX
ネニR
$カT
U
T
S(
16.029.722
F
W牝濫覧杷ト
カネ
キT
ユDメ
T8,V
х'妬?ァTヨ蔬
濫キ薄ニ
[二回
畑
S6W
i?・D
ト
5G
、陪
菰6W曝
ト
3.
$тカ
オFTキ昧UC
FU
D&T
乃、傍ヨT
4
&T
電櫨F
[国
2.
土壁些」
−5.54
鶉i
CPIICKA
BAHKAa,A.
4.1. ALIeKBaTIIOCT関IIIITaJTallI’anHTaJIIIII3aHe珊6aHIte
3aKOHOMO6aITKaManPOn鵬aHJeMnHHMyMaFteKBaTHOCTHニKanMTaJTaOH12%鵬HanKOra6aHKeMOpaJyFta
o即舶BaJyBeJM間HyCBOrIlOKa3aTeJt・a・mpaHeHOrKPO30朋OCKarWTamaHp剛tIHeI10岬epMCaHeaKT鵬e/
IJPH3mHHXmH6朋aHC醐XCTaBKH(KPe朋THM∴KaⅢTaJIHH3aXTeB)I4yBehzmOr3aM3JTOXeHOCTBaHKe
脚鵬HOMPH3JJKy(LteB融HKamITaJIHり13aXTeB),TP駄IJuHOMP脚Ky(TP刈田HMiE’a間TaJlHIJ∴BaXTeB)M
onepaT鵬HOMp醐Ky(KanKTaJT調川13aXTeB3aOHePaTHBHKP剛K)・
ycKJmyCaO脚yKOMOa朋KDaTHOCT胴aⅢTaua6aHKe・BaHKaH3PauyHaBaKanHTaHHe3aXTeBe3aC糊ehe
pH3日Ke”
− KPeHIJT…P133MK−IlpMMeHOMCTaHFIapIlmOBaHOrnP14CTyIla;
− TP親IuHHPH3Ht(一勝B鵬HHPnBHKITPnMeHOMCTaHuaP珊30BaHOmp鵬Tyna;
− OnePaTHBImP鵬nK「TPHMeHOMnPMCTynaOCHOBHOrItH抑KaTOPa・
yHaCTaBKyJeFLaTaTa6emKqIanpnKa3yJeO6pavyHaTeKanHTanHe3aXTeBeBaHKeHaFLaH31・12・2014・
「0月HHe.
」__且壁上
工 ] 噺
陪
3
苻蛻ホт
FT#6
[二二三二二二コ 仄
モ
8uc
キ
TуI47
$椅(
(
#f
コ
#4エク
┷
1.1.
田
Y$
)jh
(
6
噺
E三二二∃
S8
X
カネ
SH
X
ネ
198.8
32.327
(
353.541
┠Hコ
濫キ紋
ウ
eD&
2.
3.
S(
49.036
G
(
ウ
(ンv
┯R
[二二三二コ
1.4.
S
с6
カ
贍
FT
ヲヤ
W
FT$
IYHuc
ウ(
ウ8
┫
「
280.8
1.172.951
IloKa3aTeJb aFIeItBaTHOCm KanHTana H3HOCn18,38% TIp朋HKOMI13patJyHaBaIba BMCHHeIta皿TaJIa3a
TTOTPe6eaAeKBaTHOCTH,BaHKaJe鵬pILmmyMaIt・eLbeOCHOBIJ0「KaTlmaJTa3a62・140xMJE・a樹抑Hapa・ⅢTO
jeH3HOCPery皿OpH朕yCMa函BaJbaBPe卿9cm3anoKPHheKPeFt”THOrpTJBrIKay6aIIKapCKlU H
TPrOBatIKqIK削3日6aHKa6HMOpaJla的aHra瑚eFeOItannTaJIay鴎HOCyOH538513xHJEmaFtFJHaPa,3a
noKp証eJneEm3ITOrKanHTaJmOr3aXTeBaFIeOKaⅢTaJIayI43HOCyOH353・541xMJbaHy抑HapaH3aHOKP繭e
oIlePaTuBHOrP剛Ita特OKanHTaJlay鵬HOCyOA280・897xMJt・aAa即HaPa・TaKO的yKynHn∴KaITMTaTIHI4
3aXTeBJJI43HOCel.172.951X肌l・aHyFtIJHapa・yKynaHKaHnTaJTJeBehI40月06pat.yHaTHXKanHTauHlJX3aXTeBa
刷3HaDIlpOIl鵬aHOrMHHHMyMaOFtlOM間I40HaEyP・
CnpoooCeM・emboKanumaJW3a面eue砂場eHjejedaf.0eKa・ymWryeJ70Ba∴TleOnXOdFWX3atieCMemanO
砂朋uO朋CaルeEa搬e〟∴nOJp〟hec跡KammmH〟X3ameOaOれ0伽00ocmu3a鵬nOKa3amaea
a()eKeamnOCmuKU〟JeI!pOnuCaH3aKOnaM・
ytIeILIhen03muJjaTPrOBatJKe・。ib・LJreyyKynHOMnOPTd)0叩yBaHI(eJeHCnO掴POImCaHOmW:Mma・TaKO抑
HeMaO6aBe3eH3paLlyHaBaIもaKanMTaJTIl博D【3aXTeBaBe3a間X3aOCTaJLeTp)I(日田HepI13IJKeK(理nPOJ43日周LaBe・
I43CTaBKI4KqleCeBO只eyKH・鵬MTprOBaILa・
PaLlyH6poJ908−29501−36)…BlOOOO0387・MaTMlHI46p0−07092288
AAPeCa CaBCKa25.11000Beo「PaFl
Tene¢oH(+38111)3607200.¢aKC(+38111)2644854)(+38111)2646855
www.SrpSkabanka・rS
10
閣」
CPrlCKA
EAHKAa,A.
yHaCTaBKyJemTaTa6euaKqla叩皿a3yleO6paLtyHnOKa3aTeJbaFleKBaTHOCTH∴KaHMTaJlaBaHT(eHa恥H
3112.2014.roI叩He.
 ̄Ox払匂aOmta∂u〝apq)
P.Bp.
1.
2.
陪
4エ#
噺
オIe
4Ⅴコ
貶45F
ニト
ニニW
3.
4.
R
s4ァD
3.
1.796.173
オ
TdトユHュDラ
モ9?、エ
メ
4.487.611
2.946.178
、カT
5D
FニU
Fネ44$
ユ
9?、キ
2.340.808
18,38
4.2.IlpouccIIHTepIIenpOIIelIeICanHTaJTaIIMeTOHOJTO〇日eBaCBaICIIpIIB鵬lt
BaHKajeoHpeAeJEma3aHOy3脚nPOueCynPaEmaLLaP融KOMHaCTqiehI仁項目璃eKBaTHO晒eHT両肌yje・
MePn,nPOueI瑚e tJ∴nPaTH P鵬HIte t(pO3∴HHTePlly叩OLLeHy aFteKBaTHOT∴KanHTaJIa∴IJCnpOBO抑IlpOueC
npoueHe KqJI406yxBaTaCBeKJt・ytTHeeJTeMeHTeIlpOueHeItanmanHMX3aXTeBa,mlaHMPaEbaI(aITItTaJTaIJ
ynPaBJba朋KaHHTanOMIIpoLteHyKamTananOTpe6HOr3anOKPMhep醐KaBaHKaBPⅢMyTB面BaLtBM
KaTmTaJIHりX3aXTeBa3aIlqJe卿IleBpCTePり3日Ka,Kq.I14MaJeyCBOMI10CJlOBaH・yF13JTO氷eHa・
IlmMPa鵬Ka間TarlayE;aHLWBP山IJCeJe刑OMrO州LLI鵬yOKBHpyH雌HaTTOCJIOBaIt・aBaHKe,KqJI4
yKJby瑚enpOueHy3aTeKyhyro卿Hy・JCTPaTe叩OMpa3BqiaBaHKeKPO3JTPqleKuIOy3aHaPeLtHeTPm
ronllIleIIJlaHKa間TaJIaJeHanPaBJbeHCaM03a3aHaPeLIHeTpM「OLtMHe・
OpraHI43a叩JanPOLleCayHPaBn・a肋PaCHOnO洲BuMnHTepHnMKanHTaJTOMn0朋BHO即JTeFteheT・
− PeryJmTOP間Kam什aJrU・MH剛MaJIH掴3IlOC∴ItaMTaJlaBaHKe,ITPOWCaHO凪CTPaHePeTyJTaTOpa・
06yxBaTaO6aBe3yT10KPKhaKanHTauH撮3aXTeBa・可aneKBaTHOOAMepeHn∴KanHTaTI3aOHPebeHe
BPCTepM3IJI(a,yTBpbeHeOHCTPaHePeryJTaTOPa;
− OnPeLleJbeHOCTBaHKeje凡ai・P皿yTBP函BaJbyKaHmanHMX3aXTeBaBap醐KeCTy6aIBa3enaTI
(KPe抑THH,Tp刈田日間OrIePaTMBHりpn3HK)ItOPHCTIJCTa岬ap珊30BaHe叩MCTyHe3aKPe抑THHiM
TP〉棚田HI4Pn3m二mnPMCTyn6a3HOr間朋I{aTOpa3aOnePaT鵬HHPM3日K;
− nPOueCyTBPbHBaHiaiKO6paLlyHaperyJmTOPHMX∴KamTaJWIJX3aXTeBaO6aBJE・aCeyOJneJtC嶋γ
yllPaBJbarbaPH3㍍uI4Ma;
− CTy60M2Ba3eHaIT6aHItaMaJeIIPenOPyt.eHaq0月aTHaaHau鵬ap間KaHMOlYhHOCTFIOHOⅢe聯
oLUTyKeqayO即OCyHaCBqllPO函叩剛KatJCBQjycTPaTerIqyKanHTaJIa3aXTeBaJyBIJILmH脚O
Kan‖TaJIaO,nM曲りMMaJIHOyTBPtIeHOryCKmHyCaCTy60MIBa3eJTa町
一 mPOueCyTBPbMBalt毒し・106paLlyHaAOmT間XHOTPe6a3aKaHHTaJ・OMO卿OCHOO6paLIyIla胴TePHMX
f’anHTaJTHHX3aXTeBayO卿OCyHa3aXTeBPeryJLaTOPayHa即e)KITOCT車eO雌JbeIbayIIPaBJbaIt・a
p酬LMMa,Kq囲CBqJeO6palyHe瑚aTMXnOTpe6a3aKaHHTaJIOMFLOCTaBJbaJ43BpuHOMOFt60py・
yLJuJE,yKOHaLIHOryTBP函BatbaBnC日日ePaCnO州別lBOr胴TePHOrItanI4TaJta・
−J10CTyIlaKO6pattyHa旦OFlaT間X T10TPe6a3a KamTaJ10M yCKJTa員yCaBa3eJ.allJlpO脚JIa3H鵬
noJmT陳eJlnPOueIlyPa3aynPaBJbaH・eP鵬肌理MayCMHCJTyCaMeaHaJM3epI43日KaJJHa・HJTeXHOC咽
yBaHLJn3aIt・MXOByIIPOueHyMyHpaBJbalbeIl・‖Ma・
BaHKaJeyCWaHyCaCMePH叩aMaHBCo肌y間几aHaHPMXBaT冊lnPHCTyITeCTy6alKPO3M州rrMaJTHe
KaIlHTaJIHe3aXTeBe∴3aKPe朋↑醐p刷K,FteB鵬tWPM31,日(∴JIOnePaTtJBHHpM3ItK・a岬eJeTO MOTyhe・
yHanPeも胴ahe胴TepHe MOHene3aOCTaJTe Pり3IJEte KqJM MOryI4MaTJJKBaJMTaT鵬HeIJ∴KBaHTIJTaTJ4BIle
PaLlyH6poJ 908−29501−36,HMBl 00000387,MaTyILJH116poi07092288
ALlPeCa CaBCl(a25,11000BeorpaA
TeneやoH(+38111)3607200一〇aKC(+38111)2644854,(+38111)2646855
www.SrpSkabanka・rS
11
輪l
CPHCKA
BAHKAa,A。
eqJeKTe HaKarmTaJlH Pe3ymaTBaHKe・MeTOHOJIOrIdy・nPeTnOCTaBKeHI10CTyrlaKPa3Bqlaり∴npOueHy
a脚aTHOCTHItHTePHOrKaTmaJIaH3paByieOFteJE・erbeynPaBJmbap酬HMa,OAO6paBaM3BpⅢH岬60p,・
ape的BHyPeDH3IUyHCTnXBPⅢHMHTepHaPeBE.3両aBaHKe・
IIpoueHaaHeKBaTHOCT掴HTepHOrKamITaJlaO6yxBaTa‥
1)鵬paLlyHaBaLtCM州nMaJTHHXKaHHTaJIHHX3aXTeBarIOCTy6alycKJIaAyCaCMeP叫aMaHBC
TTpMMeHOM CTaH的p則3IJPaHOrIlpMCTyna3a Kpe則THM p朋脚くH TP刈田間PM’州時,Ililr既CTyT1
2)Pacnoneny(6yueT叩aIt・e)KamTaJTay3HM劉yhMyO63MpLWOKynHynOCJIOBHyCTPaTemy6aHKe,
C畑OHOCTI:硯3日uJ4MaHnPqeKu叩eeKOHOMCKHXrIOKa3aTeJba・
3)CarJTeFLaBaFbe Pe3epBau函3ary6mTKey npeXO間M rO郡HaMaM0即e函BaIbeBePOBaTHOhe
4)AHaJM3yH3日OXeHOCTHpH3IJI(yKPO30TrIOpHOCTHHaCTPeCTeCT・
5)IIpoueHyyTKuajacueHaPHOaHam3aKPO3M3MeHy6肌H躯函TOPayTIOCnOBaLbyBaHKe(npoMeHy〝
TATl−aHeyCrm坤eHOCTn・り3MeHyKaMaT蹴CTOna,mBeP3函Ka叩ynOPTQ(mHJa掴CTaJTO)y3
4)OKyC yTT・u劉a Ha・lPO函Ta6伽HOCT n∴npqleKTOBaIII4∴KanHTaTI∴‖aItO CeIlpOueHH H00aTIty
pacT10月eJIyI{anmaJla3aTep脚KeHytUt・yLmBattJey皿TePHHKanHTaJIHmaXTeBBaHI{e・
BaHKa O6paLIyHaBa皿TePHe KanHTauHe3aXTeBe3a CBe pH37IKe3a KqIe yTBP郡上的Cy MaTe叩aJIHO
3HaVaIm MaTe叩aJTHO3HaVaJ間p醐uH CyPI43日IM3aKq,eJeOⅢyKOM OaFteKBaTHOCTH∴KaITMTaJIa′
Hapo朋e6aIIKeCp6pJe叩OmCa。006pallyHaBa・Ibe∴・・aHMTaJIHIJX3aXTeBa(Kpe朋丁間PH3MT(,Tp)KHⅢ間
pH3mKHOnePaTHBHnPH3日I()・
IloMeHyTMPM3m叩CMaTpa.lyCeMaTe叩aJIHO3HaVl劉HnMCaMIJnOCe6H・TeheBaHKa3anOTpe6eo6patlyHa
HMBOapaCI10JTO洲BOr胴TePHOrKannTaJIa岬噂aTI日+劉Ma鵬06patJyHaTn∴KaTlHTanHH3aXTeBHa的I1
3112.00CMaTPaHerO珊He HoFtaTHO,BaHKaheHaOC・・OBy只eb・・MCaⅢXnH卿ItaTOPaTIOBehaHOrP踊t(a・
06pavyHaBaT刷0担THeKanI.TaJTHe3aXTeBe3ap剛KeCTy6aI・
IlopeFtP743日I’aCTy6aI,BaILKa朋eITT串間eHLIPyrepIWKeKaOMaTe函aJTHO3Ha垂He・3aHOTPe6e
朋eHT串間al両e MaTePMjaJWe3Hat・aJHOCTn OCTannX p潤Ka6aHKa KOPIJCTH MO抑函KOBaH守一∴KaTaJIOr
p醐KaITPe朋0棚卸0月CTPaHe y即yKe肋6aHaE・a Cp6・Ue・・(直JellP卿arOt)eH∴‘もeH間yCJIOBHMa
ycKJIaHyCaI{aTaJ10rOM PH3・IJI(aBaHKayKJI・ytJyJe nqJe則HepI43IJE(ey鵬PatJyHaBaIbe間TePHe叩OueHe
aLleKBaTIlOCTH KanHTaJIa・
p.6.
8,V
┯
MaTep叫am10
磐
ィ
6R
HH鳩pH日やnHTanHH
KEaHT日面KODaTH
FTB
PH鍬嶋叩cTy681
1.
2.
3.
塙
TуD
尾觚
膝
、ケJwTх
?、イ
I;t
e
.
Jy$
ユD
na
?ァH
T$
na
Ha
モ3
Aa
Dイ
Ha
ヨ
凡a
PmKuHcTy6a2
4.匹pe卿HO一間3日卑臨陳∴∴廿∴∴∴朋∴∴ii 的 日 的
5.回3甑ya間pM3㍍K i R Ii He
PaLlyH6p。」908−29501−361 HMBlOOOOO387,MaTWIHM5poJ O7092288
ALlPeCa CaBCKa25.11000Beo「PaA
TeJle¢oH(+38111)3607200.¢aKC(+38111)2644854・(+38111)2646855
www.SrpSkabanka・rS
12
鶉i
CPrlCKA
BAHKAa.A.
6.
7.
噺
8.
9.
na
ヨ
D
9?、イ
C6ラDエ
.
H
11.
筈
G
エ
&T
FXud
13.
リフ、エモ4ヤラ
14.
モ4泥ケ>'
15.
&
G
Xシ
Ha
R
&&
WGH
W
尾5F
6メ
蕃
6
陪
Ha
凪a
尾
凡a
He
蔬6蔬&
F&
He
鼎9?、イ
蕚4
$
ラ
Ha
qa
┯R
?、ウ6Tヤヲ&R
テC9?、キ
12.
ヲT
D
10.
He
He
噺R
T5G
Jyjb
ニニR
He
He
He
yKyITaHI13HOCPaCnOJ10洲BOr舶TePHOrKa間TaJ・aBaHKa鴎patJyHaBay3mMajyhHyO63mPHHBOKanHTaua
凪06叩eH Ca6MPaIt・eM MHFWMaJTH=X KanHTaJIHHX3aXTeBa3a CBaKyIlqe卿HatJHy BPCTy KBaIl間TaTMBHO
o叩ebeH撮PH31m“申一KOPe剛直aMaKPO3iKOpTJⅢherbeCOTICTBeMXnp鵬TyHa3aH3PatlyHaBalt・e岨TePHOr
J{aIIJITaJIa,0jIHOCHOCTPeCTeCTOBa
Ha jIaH31122014.80削He,BaHKaJe O6pavyHana LIO凪aTHe14HTePHe KanllTaJIHe3aXTeBe3a,KPe朋THO
AeBJ13HH PM3HK,PrI311I(∴I(OHLIeHTPa叩e tJ∴KaMaT間pMBhK3al(Pe朋で間pH31−K BaHKaJe O6pat.yHaJIa
yMaILeEt・e KaIMTaJIIT013aXTeBa Ha OCHOByIJH即I(aTOPa KpeIIHTHOr PJ43mKaI(qlM CyJ10Ka3aJW MaIt・y
鵬JlO)KeHOCTJnTOMOjlH31107KeHOCTH Kqlaje6州aOCHOBa3aO6paLIyHKa間TaJTIlOr3aXTeBayCKJlaLtyCa
O抑yKOM OaHel{BaTHOCT順aHHTaHa C o63mPOM LLaJe3Ha均aH FteO nJTaCMaHaBaHKe胴FIeKCHPaH y
cTPaHくりl故山ym,BaHKaJe O6patlyF・aJ・a Kan肌aJtHM∴3aXTeB3a KPeFL・JT・10ueB・43HK P脚K yBa舶BajyhIJ
HPOMeHeKypCa3a抑eJ竺yuHeBanyTeynOPT40m珂yBaHKe(EyPHyCH)KopMu南eLheMHermdal−
HirSman瑚eKCaBaHKaJeO6pauyHauaFLOFLaTurKaHmaJm3aXTeB∴3aPH3mKKOHIJe叩a岬je・Ft0樹T間
F(amJTaJTHK3aXTeB3aKaMaTHnP酬KO6patlyHaTJeIIPHMeHOMCTaH捕P囲0rKaMaTHOrⅢOI’aOFt2006a3HIJX
nOeHa,HaIlO3胴囲e6aHKapCKeKHJ的re
Ca凪Pyre CTPaHe,BaHKaJe O6paHyHam yMaILeLbe PaCHOJT07KHBOT州TePHOr KaITHTanaI100CHOBy
KpeFLHTHOrPI4=ルlKaHII00CHOByyJIa∫att・ayOCHOBHaCpeHCTBa・3aKPe朋丁間pH3琳BaHKaJeHaOCHOBy
胴囲KaTOpaKPe即TLlOrp脚KaHOP間eHOMCTPeCTeCTaO6patIyHaJTayMaIbeFbepaCnOJIO洲BOr間TepHOr
KaHMTaJIa・C o63mpOM Ha BMCOK HHBO ynara肋y OCHOBHa CpeACTPa(y.cKJTaHy Ca yCBqJeHOM
MeTOFLOJ10rIqOM3a HHTepHy uPOueHy aLIeKBaTHOCTM KamTaJla KPHTeP叫yM Kqln LIeTePMt州日田e BHCOK
ImBO yJmraIba y OCHOBHa CpeがTBa je HpeKO40%KaTmaJ・a)BaHKa je o6paLIyHaJla yMaⅢe朕
PaCrIOJTO)棚BOr間TePHOrI(anJJTaJIaI100BOMOCHOBy
OAeJLeIbeynPaBJLaIl・apH3肌MMaPeF10洲0,aHaJMaILeJe即OMr0朋ⅢFt・eCnPOBO朋CTpeCTeCTIJPaIt・e3aCBe
MaTe叩aJIHO3Ha叫He PK3HI{e KaO n∴3a paI10J10氷りEMi胴TePHyi−ItaTTWra几∴rToA CTPeC TeCT岬a朕M
rIO却PZ鵜yMeBaCeIIPOueHanOTeHmJaJtHMXed・eKaTaCneuHd・剛間Xmra抽a両州HPOMeHeB”LuebaKTOPa
pH3日KaHaKa間TaJWt函HaHCMJCK・1Pe3yJ.TaTBaHKe CTPeCTeCTHPaIbeCeC型OBO朋TH●
1)aHamBOMOCeT剛BOCm,KqJOMCe叩Oue・LyJyedeKTnnpOMeHeO岬ebeHOrbaKTOPaPn3IJKaHa
KaHHTaJI日中HaHC叩CKIlpe3yJTTaTBaHKe,日間
2)cueHapH0−aHaJImOM,KqJOMCeTIPOLlerbyJye小eKT掴CTOBpeMeHenPOMeHe開田ebaKTOPaPK3陳a
Ha KamLTaJI n(函HaHC叩CKM Pe3ymaT BaHKe yJaCHO yTBPtIeH・4M BaHPenHKM(CTPeCHJJM)
OKOJIHOCTnMa.
PaLlyH6poJ908−29501−36.rMBlOOOOO387iMaT…HM6poJO7092288
A即eCa CaBCI(a25,11000Beo「paFI
TerIeやoH(+38111)3607200,¢aKC(+38111)2644854,(+38111)2646855
www.SrpSkabanka.rs
13
閣」
CPTICKA
BAHKAa,A,
0HeJl気質もeyTTPaBJba肋pH3叩Mahepe3ynTaTeLIOMjeHeHOOCHOByCTpeCTeCT型a肋y3HMaTny063mP
ITpnnpOueHIWOHP淵BaIt・ypaCI10J.0洲BOr胴TePHOrI’aHKTaJIaHaO∬OBaPajyheMH鵬OyTIpe3yJTTaTe
間KOPnOpMPaTHy鵬BeⅢTajoICAAP−y・帥朋THO,OHeJ・メ封t・eynpaBJI弄連もaP剛u間aheycTPeCTeCTOBe
yKJbytMTHCBe3HaV劉He函KTOPepM3HKaCne両HuHe3anOCHOBHOOKpy)KeFbeBaHKe・yKJLyVyJyh掴
4)aKTOpeMaKpOeT(OHOMCIt0rOKPy氷eLLa・
P剛Ⅷ7・nOPTb(川MOBaHKenPeBaCXOFtHOjeo即ebeHCTpyKTyPOMnO3肌理jayaKTHBH∴I4mJIaHMPaHHM
npoMeHaMa y n3JIO)KeHOCTIA BaHKe y Hape抑OM rIeP脚Fry・CJe冊e CTPaITe・‖CTeneHaIIOKPJJBeHOCm
KaTWTaJIHMXBaXTeBaPeryJtaTOPHHMKam4TaJIOM,CLlpyTeCTPaHe
Co63mPOMITayueⅢhe6maHCHTKPe朋THOr。0PT40mJajeyHPOCeKyyTOIty2013・rOFLHHe脚OCHO言ミ
50%yyKynHqj6pyTO6州aHCHOJaT(TMEMBaHKe刷aJeytIeuheaKTHBenOWepMCaHeKPe朋TH間pI43EIKOM
yyI{yTIIlq】pM3MqHqlaKTMBHOKOこ60%,CMaTPaCe担Kpe抑丁剛pH3HK脚aO朋yVyjyhMy珊瑚Ha
pe3ymaTFJKanmauBaHtte・Kao凪eOKpe脚THOrPM3,1KaJaEut・aCeHP773刑KKOHIIeHTpa叩eH∴KPe即THO
360rBauyTHeCTPyKTyPeKaKO鵬OPa(64%HeTO6朋TCHeaKT鵬BaHKe)・TaKOM十maCMaHaBaHKe(46%
。。T。6肌aH。He aKT胴e BaITKe),BaHKaje y3Ha叩HqJMep・41廉…0氷eHa脚鴎HOM pM3IJKy・yLLeⅢhe
K。MaT。H。C.1eaKTMBeHiTTaCHBey6肌aCHqjcyM”BaHKeH3HOC障60%(npocewoyLIeLIJheaKTHBeyTOKy
2014.ro肌He鵬ITOC間OJe48,47%,aHaCHBe65,82%)cMaTPaCeLlajeMm0)KeHOCTKaMaTHOMp軸Ky
6日TaH3aPe3yJTTaTBaHKe
HeoHXOHIlOCTFLapOKOM06aBe3aMnOTPa脚BaIt・a6y抑yC即aBeⅢ0朋OCHOFIaBaHKa6yHeyCMTyaWJ朝
岡yBe掴yCBaKOMMOMeHTyMOHe抑063e6e朋nOBpa重圧en03肌aHpeaJm3a叩yCBMXAPymXO6aBe3a
Ft。B。耳目Hp3aKJt,yLIKa的JeP間KJmI(瑚HOCT印eHaHOFIMaTePMJamO3Hat・aJH脱P・mKaKqleMjeBaHKay
CBOM nOCJ10BaLbyM3月0氷eHa・
OnepaTMBHHP743mKCaBHaVaJH州yt.eⅢheMp間KaOLl・ⅢyHCKeTpemKeI4npOTTyCTaypaFLyW間OBaJ
pH3mKMaTeP中嶋03Ha垂H町BaHKanpeHy3MMaKOHTりHyHPaHeHanOPemCeOBaipH3m脚丁珂KyJy
n MIJHnMH3mPaJy M Ha Ce OFt∴嶋潤X OC肝yPaBa rIpeBeHTHBHHM HeJIOBatbeM H OCJJryPaH・eM HauOKHaAe
MOryhHXry6肌aKa・Co63mPOMnaJeI10Ka3aTeJE・yJIaraIbayOCHOBHaCp明CTBa鵬HaH叩OTTMCaHOr間Mma
間HepH377KyJIaraTt・a3HaIlaJIIIイM・
Tp棚田HHp脚Lm(鵬y3eBneBM3HOrpH3HKa)KC両MajeEaHtta6胴aMKOjuMahe6肌旧棚O)KeHay
Hapem?MnePMOHy,間ahe3HaTHOMaLLeed)eKTe・360rMamTyTmⅢhaTPaHCaKu串的TprOBatlKeK醐「ey
yKyHHqJCTPyKTyp胴OCH00HeaKTKBHOC皿BaHKe・PH3HK3eMJteBaHKanPaTHKpO3mMHTeMCO63mPOM脚
EaHKa3aCPeqCTBaHapalサHHMaKO掴HO6aHaKaKOp的TMiKOpeCnOAeHTCKe6aHKeKq,eCynpeMaPHBHKy
3eMJbeMaC函KO㍗eOFtOPP3・amCeOCTaTa…OTPaXiHBa肋npeMaHH06aHKaMaO抑OCI川anOKPHhal
nOnOCJlOB間aMIqeHaTaⅧJeytIeⅢhey6pyTO6IJJIaHCHqlaT(T舶胴3HOC障1,5%HCaTOTaCneKTaPH3日K
yoBOMMOMeHTy・千田H3mPajyh甲州aHHOpT40JMOBaHKe,OCTaJmpH3MuHHI4CyHFteHT函KOBaH岨aO
MaTe叩aJIHO3HaHaJ的aCBeOCTaJleMOryhe鵬JIO)KeHOCTHBaIIKep肋間MaynOCmBatby6繭enpe間eT
npaheHほ′H∴npOueHe.nOTem両anHOrHaCTaHKaBlaVgFMXTy6rmKaHaKarmTaJIyMJW函HaHC扉ItOM
pe3yJrraTy yCnyV劉yjaHaH読li脚OHeHOCm nqe抑HOMOHOCTanHXPH3陳a・BaHKahepe瑚HPa間
p脚L・間T10PT¢0皿OMyTBp即T:瑚0抑THHKa間TaJII.‖3aXTeB3aTaJpn3IJK
BaHKaje143BemTaJO肌TePH〔り・1POLCHHaLAe・・BaTHOCH∴KannTaJIa・Ha的H31・12・2014・「0朋He・FPCTaB脚a
HBCyHPOnHCaHOMpOKy
PalyH6p。J908−29501−36irMBlOOOOO387・
MaTMLIHMepoJ O7092288
AAPeCa CaBCKa25,11000Beo「PaFI
TeJleやoH(+38111)3607200.¢aKC(+38111)2644854,(←38111)2646855
www.srpskabanka・rS
禽I
CPrlCKA
BAHKAa.A.
5.㍍BnO榊複eHOCTpH3IIIJHMa,npHCTyITIIITpOIlemI)り3HICa
5.1. KpeFIHTHHI)日日iIIIK
c。。KMnn。CMaHKq刑eOLl06peH3aXTeBapeAOBaHMOMTOPHH…peBM3可y・BaHKa・lPaT刷OCIlehao6aBe3a
T100月06peHOMmaCMaHyyITaCTくりarbyAaO6aBeee6yHyHaBPeMe肌MMPeIle・BaHKaIIPam日 日JeHTan
pa3BCJtt,erOBe函HaHCHjcKeC仰ya叩eCBeBpeMenJlaCMaHayTeuajyy3aKLLeHaTHaCMrmleynO30Pelba・
Kpe期THe脚0鵬HOCTyIKOUeI10Ka3yJy3IlaKeCana山峡「間6ynyherT10BehamPtmKa,nOT叩0「脚IJ
AeJMM胴HOr HeI43BPIL.eLbaO6aBe3a…Jt MOryheI10TPe6e3aJmKBMFLauIqOM TTOTpa氷りBaIt・a・nPeFIMeTCy
nOCe6HOrTpeTMaHa
npo6JleMaT。tmHMnOTPa棚BaH・eMBaHKaCMaTPa:
−I10TPa別BaJLaOJR∴Ay州陳aKq囲KaCMy鵬MMPert・yCB{珂XO6aBe3aBMmeOq90的HaO掴aITa
FIOCnehao6aBe3ey6胴OKqeMMaTeP叩aJIHO3IlatlaJ110MM3IlOCy・叩財LleMyCel10ulbaymMJlpeIby
o6aBeBapaVyHayCFqaAyCaO肌yKOMOKnaC珂岨auレ直6…aHCHeaKTMBeH BaH6…aHCHMX
cTaBK‖6aHKe,
−I10TPa剃BaLteO掴y粗目Ka3auMjy函HaHC扉KyCmya中ynpoueHりPaMO氷epe3yJmpaTMy
HeMOryflHOCTMI43M型e肋06aBe3eHPeMaBaHun・taKOTOJ0111叩eCuyL・g・Hey3間ayhHyO63nP′
MOryhHOCTHan皿en?OCHOByaKT㌢MPa愉CpeLPTaBaO6e36ebeLba;
− OTBOpeHTlpOueCCTeLlaJa,皿t・B朋aLuJe間Het・eBpCTe函HaHCMjcI{0TpeCTpyKTyMPa聯Hy駄目脈a・
BaHK㌢Pu…PTeHyO6e3BPet)em6…aHCIleaKTHBelIBePOBaTHMXTy6maKaI10BaH6mJtaHC間MCTaBItaMa
HallqIej叩HaVHqlM「PynH(りOCIlOM・
ycMa.LIyCa皿TepHOMMeTOAOJIOrMJOM,HaCBaI{剛3BeuTaJH岬aTyMBaHttanPOIlerMeJna皿I10CTqyl
oQjeKT脚…OKa3yMaLbe・ba(06e3BPebe肋)BPeWOCT刷りH叩MJCKOrCPe脚Ba甲Mrpyne小HaHC串間X
cpe凪CTaBa・ry6刷れO OCHOBy O6e3Bpeberba Ce nPMBH劉y CaMO aKO nOCTqM O函KmB間AOI(a30
06e3BPet)erE,yI(aOPe3ymaTJe即0rlJJ1日∴B日田eFLOra胸aI(QiMCyHaCTaJW∴HaI’OHIIOtleTHOTnPI43HaBa肋
cpe財aB?MKamMCTMy間yIlar・pOuettme6yAyheHOBL・aHeTOKOBe函HaHCMJCKOrCPe岬Ba間TpyIle
qJIHaIIC叫C間XCPenCTaBa・
0旬e・・T胴Il…OKa3006e3BpetIelby6…aHCHeaKTMBeHa.nQJe即日alHqlOCHOBMnOCTqIM:
− aKO函IlaH坤岬OCTa一be即日鵬yKa瑚eHa311aTHeIlpO6JnMeyLtnrOBOMnOCJ10Balby;
− aTtOnOCTqIenOFlau”O He鵬MTrPebyO6aBe3a・OyueCTauOM KauLt・eLt・yyOTrlJIaTnI(aMaTa
rJIJ朋rJlaBHMue間MOHeりCIlylt・aBaIby即yrMXyrOBOP間XO}1Peqa6a;
− aKO6a・lKa・yCnen¢…aHCMjcKn竺Te山ItOhaD)氷日間a・6日THOnPOMeHMyCHOBeOTTTJTaTe
TTOTpa洲BaLt・ayO卿OCyHaOHeK叩4CynpBO6旧JlOyrOBOpeH埴
_ aKOnOCTaHe鵬BeCHOFtahe6TmlnOItPeLlyTCTemJ間nOCTylTaKHa凪OyXHりKOM間nFIPyra
BPCTatt,erOBe(申HaHCMJCKePeOPTaH”au巾e・
TlpMJMKOMnpOue・LeO6e3BpebelbaBaHKanPBOBpuIJ.MH)叩明yaJIHyTP?ueHy几a〉rTBFtIJ畑皿I10CTOJe
oOjeKT朋H…OKa3日006e3BPebe・by3aCEmKO函HaIIC叩CKOCPe雅TBOKO・IeJe間抑瑚yamHO3Ha叩IT0・KaO
HrpynHynPOuelly3a函HaHCIlJCKaCpenCTBaI{qiaH鵬y岬畔明yautlO3Hat.aiIla・yKOJMKOBaHKayTBP朋
捕He nOCTqIe O毎KT胴HM∴,DO胴囲006e3BPebeFt・y Ba函HaHCnJCt(a CpeACTBa3a Kqja ce BPLLM
…卿瑚yanHanPOueHa,BaHKaCBPCTaBaTaKBaCpe朋TBayTT)yny中軸aHCMjcKMXCpeFu:TaBaC?C州LJ間M
l{aPaItTeP・・CT陳aMaKPeFlnT・10rpM3tJKaMBpu・”PynHynPOue早06e30pebeIもaCpeACTBa3aKqJaCeBPuM
肌脚胴剛ⅣaJTHanPOueHaO6e3BPebeIt・a一43aKqJaCeJIPH3HaJery6maKnOOCHOByO6e3BPebe聯H鵬y
yI{Jl.yt.eHayrpynHynPOueHyO6eBBpebeFba・
PatlyHepo1908−29501−361…BlOOO00387・MaTMLIH”6poJO7092288
AFIPeCa CaBCKa25,11000Beo「pe旧
TeneQoH(+38111)3607200,¢aKC(+38111)2644854.(+38111)2646855
www.srpskaballka・rS
15
関目
CPIICKA
BAHKAa,A.
rlqie朋HaLJHO3HaVajIlal10TPa氷”Ba・ba3a K(ya Ce叩mn剛胆ME町野aJLHanPOueHaO6e3Bpe的LbaCyCBa
I10TPa氷りBalbaO)lnPaBHMXJMuaIl∵IlpeFly3eTIMKa・
yI{0州KOll0CTq甲0Qiel{T胴H…OI(aBAaJeHaCTaOry6・JTaK360ryMaめeLt・aBpeFuOCTH,鵬HOCry6”TKaCe
yTBp励eKaOpa3JIMt(aM3MebyKH♭MrOBOACTBeHeBpe畑OCTMFIa↑0「函IlaWC叩CKOrCpe朋TBaMCamuIt・e
Bpe即OCTM OtleK胴a間X rTp朋鵬a rOTO醐He y6yFLyhHOCTM・郡CItOHTOBa間X OpHrKHaJIHOM KaMaTHOM
IIpoueHaO6eBBPebeIba6間aHC・・eaKT胴e・lBePOBaTH撮ry6肌aKanOBaH6州aHCHHMCTaBI(aMaHarPynHOJ
ocHOB掴pul午e3aCBanOTPa刈Ba聯0両脚岨MXJ]間aME,aI16間aHCHeCTaBlte,CTW脚3aBaH6mmHCHe
cTaBKeBaK(yeJeyTBPbeHOmnOCTq叩06jeI(T肥田凪OKa3脚he6HKaMMaTIJITeHaFIOKHaFI捕りHOBLla…
0別間旧3anpey3eTy BaH6脚aIICHyO6aBe3y,npOueHaBepOBaTHOrTy6㍍TI{aCeBPⅢIJIla肌Hl叫桂潮岬yaJtl10M
Hp”06patJyHymHOCaO6e3Bpet)eLta6脚aHCHea・・TMBeM∴BePOBaTHOrry6mKaTTOOCHOByBaH6刷aHCMX
cTaBKM,BaHKaMO・Key3eTMyO63”PHODuaHeTOKOBenOOCHOByaKT間PaIもaCPenCTaPaO6e36ebe聯
noTPa棚Ba肋−XMIl0TeKa,3anOraMHPyr…11CTpyMeHTM06e36eBe日詰lluHJOMPeaJtり3auIUOMjeMOryha
Ha・lJ・aTallnaCMaHa・BaHt・a・{OpMCTM∴OByMOryhHOCTyKO間KOn0中り06ieKTMBH†IAOKa3006e3BpebeIby
6…aHCHe aKT朋e nJrrl∴BaH6肌aHCIWX CTaBItu,a nPOLteLt・eHO」e脚HeIlOCTq囲MOIYhHOCTIlaIlnaTe
maCMaHa(LleJIJIM間HOIJJWyueJTOCm)peFtOB…MnyTeM・
3a noTPe6e rpynHe HPOueIle O6e38PetIe膿a,函JlaHCMjcI(a CPeHCTBa Ce rPynmuyJla OCHOBy C胴tlHMX
・・apaKTePnCTMI{aKPeFtHTHOrP剛I{a掴†TePIt0rCMCTeMaMaC珂KauMjeBaHI・e3anJmMaHe函胴KHM
間uMMa・KapaI(TePHCTMKeJJaOCHOByKqJMXCeBPⅢHTPynnCaJt・eCyBPCTanJlaCMaHaH6pqJ aIlaAOmLbe・
rIpoueHa O6e3BPebeJt,a nOTpam4Barba nO yTBPbeH間rpynaMa yTBpbyJe Ce Ha OCHOBy nOFLaTaKa O
ry6叫間a M3paH函x HeP“OFLa3a nOTpaXMBaLba Ca CJT・JtIWIM∴I{aPaKTepMCTm{aMa(3a脚Ty BpCTy
叩On3BOIlaM6pq亘aHa抑岬ey斑M叩鵬aIbyO6aBe3anpeMa6aH叩)・
3anoTPe6eopoueHeO6eBBPebe皿nOTpamrBa聯0両中州IKMX皿uaM3PabeHaJeTPaH3肌OPHaMaT叩a3a
ITepHOL10LlllPeTXO脚X・leTrOFt・JHa,凪OKJe3aHpOueHaTO6e3Bpebe聯nOOCHOByBaH6刷aHC甲XCTaBKM
yTBpbeHHaOCHOBy的TOP“CKeaHanりL3edefault−artOOCHOBy・lJ.aT剛X旧聞晒6eH耽「apaHunJa(IlePtWLI
2005−2013 roj叩Ha)
BaHItaPe只OEmO叩OBePaBaMllpeMCrmTyleMeTOFt’爪0回yMIlpeTJ10CTaBKeKOP…lIheHe3anPOLteHy6yAyhMX
TOKOBa rOTO珊He KaKO61t Ce CMaLtMne Pa3皿Ke肥Meby npOuelbeHMX ry6JITaKa M CTBap110HaCTaJMX
ry6日TaKa・
5.1.1.06patIyIIKanHTa皿OT3aXTeBa3aICI)eA。TIlりpII3IJIC
3a mpatJyHaBa∼bel{a間TaJtHOr3aXTeBa3a KPeAIITⅢP間Mlt BaHI{a KOpMCT‖CTa岬aPJW30BaH nPMCTyI1
3aCHOBaHHanO岬eP間aPH3日l{a.IloHFlepKPeLuJT・10rp刷KaCe3aCBaKynqJe抑HatJHynO3MurtIy6伽aHCHe
aKT胴enBaH6伽aHCrlyCTaBKy(yFIaJbeMTeKCTy:It3JIO氷eHOCT)oAPe瑚eHaOCIlOByKnaCe脚0)I(eHOCT掴
CJmやnqjeFL脚HaT10細面a6MmITCHeaKTMEm脚6伽aHCIleCTaBKe=36aHKapCKeKH♭”「ePaCnOpeByje
ceyJe凪HyOllCJle月ehIAXKJTaCamJ10)KeHOCT侶
1)・・3几0鵬HOC間npeMaFIP湘BaMa”ueHTpadH間6aHKaMa:
2)‖3JlO)KeHOCT…peMaTeP皿0叩aJ・H間ayTOHOM可aMaMJe期間uaMaHOKaJTHeCaMOynPaBe;
PaLlyH6poJ908−29501−36.…BlOOOOO387・MaTMuHM6poJO7092288
AFIPeCa CaBCKa25.11000Be°rPaA
TeJleやoH(+38111)3607200,¢aKc(+38111)2644854,(+38111)2646855
www.Srpskabahka.rs
16
禽i
CPrlCKA
BAHKAa,A.
3)‖3m0)KeHOCTHrlPeMaJaBHI4MauMMLmCTPaT鵬H肌ITe刷Ma・
4)743JlO氷eHOCTJJHpeMaMebyHaPO卿MMPa3BqlH間6aHKaMa;
5)脚0Xe770C…nPeMaMebyHapOAHnMOPraM3aLu扉LMa,
6)I43JIOXeHOCTHHPeMa6aHKaMa;
7)‖3JIO〉KeHOCTHJlpeMaITPI4BPeFIHMMFIPyⅢTBMMa;
8)‖3JI0)KeHOCTMHPeMa函3mtJK間JW叩Ma;
9)I43JTO)KeHOCTHO6e36ebeHeXIJnOTeKaMaHaHeHOKPeTHOCTKMa・
10)qOCHeJlaHeHamaheHanOTPa)棚BaH〕a;
ll)BllCOItOPI43間Het43Jl0氷eHOCTH;
12)n3Jl0)KeIlOC間nOOCHOByHOI(p伽eH脱06Be3間ua;
13)脚0氷eHOCTHnOOC・・OByy胴ra肋yOTBOPeHe脚BeCTH叩OHed,OHHOBe;
14)ocTaJIeり3Jl0)I(eHOCWI
BaHKaKOPHCTJlLKpeLMTHePgT州reAI(14KqiHHOFIe・B,一Ba鵬peJTHHraO6aBJbayC肌aqyCaMeTOAOJlO叩OM
OECD−a.EaHIta TpeHyTHO HeI(OPMCTH KPe抑THe PqTHHre AEKP AKIイpq,T間3日CeItOpHCTe3a
脚0XeHOCT71日叩eManpXaBaMa M∴ueHTPaJIH州6aHKaMa・t(aO n rrPeMa6aHKaMa yKO皿KO Ce Pa即0′
CTPaHJJMJTI仙叩Ma
BaHKa3aM3JtO氷eHOCT“nPeMa6aHItaMaLmJHJellpeOCTaJWpOK}10Cneha}Iy)I(HOLLTPJIMeCeuaM3aKqleHe
I10CT(l甲paCI1000氷HBM KPe朋丁間PgT皿rMBa6paHeaTeHL”Je3aPeJT脚TFIOHeJE・yJeI10H朋P Kpe朋THOr
pH3IJKaFLp淵BeyK(凋6aHKa一月yXH順間aCe卿ⅢTe…J4110H遭PKpe抑TIt0rP脚Ita50%,3aBJJCHOOD
TOraKq刑eTTOMePBehIJBaHKa3amJIO鵬HOCT冊PeMa6aHKaMa叩けnPeOCTaJmpOKFLOCneha叩eAyKH1
0旦TPnMeCeuaa3aKqleHenOCTqIMpaCT10月0)I(りBH∴KPe即THIJPgT姐rM3a6paHeareH叩e3apqT胴r
DO凪eJbyJe rIOHFLeP KPe即THOr p脚Ka Ap氷aBe yI(qIOj6aHT(a−Hy)I”HK∴KMa Ce朋山Te HJIII,日10HAeP
KPe抑THOrp刷l{a20%,BaBIICl1007ITOraItqIMJeHOWepBehM・
BaHKa3a M3JIO)KeIlOCT‖∴IlpeMaIIP鵬PeH日間抑yⅢTBMMaFLOFIPJbyJe nOH特P Kpe卿THOr P融KalOO%・
063mPOMLIaBaHKaItePaCnOJLa〉KeKPe卿T間MpgT胴TOMma6paHeareH叩e3aPgT間「・
5.1.1.1.HeTOII3JIO淋eIIOCT6atmenOItuaCaMamJTO氷eHOCTII叫eTeXIIHKay6JTa)KaBaII・a:
y:脱化abaMaO龍雄やa
HeTOH3Ⅲ
$カT
7"
BⅢlaHCHe n03叫Hie
6aHKaMa
塗
CピH
臨調0〉KeHOCT叩eMa6aHKaMa
Cc
塔#x
レI3JtO)Ke110CTTTpeMaTIPrIBpeFIHMMnpyⅢTBI4Ma
M3月0)KeHOCTIlpeMad)m肌KHMm祖IMMa
C
祷
C3Cr
C
2.967.468
yKynHO
C#
C3ィ
0
C
3
鉄X
r
8.360.568
183.685
C
CcS
64.454.903
PaLlyH6poI908−29501−36.rMBlOOOOO387・MaTMLIHM6poJO7092288
ALlPeCa CaBCl(a25,11000Beo「paFI
TeHe¢oH(+38111)3607200.¢a・・C(+38111)2644854,(+38111)2646855
www.SrpSkabanka.rs
0
歯l
CPIICKA
BAHKAa,A.
5.1.1.2.meoTpaをCKapacn0月enaH3m0撮eHOCTⅢ:
a)脆JIO)KeHOCTHpeMaHP氷aBaMa岬eHTpaJl間M6aHItaMa
yx〟ba∂aMa∂龍雄やa
B的laHcHen03日u面e
Cp61Ua:
−Beorpaq
塗
Cツ
−OCTaTaKCp6me
yKynHO
塗
Csコ
8
C
CピH
r
0
0
Cc
0
6)り3JIO)KeHOCTnPeMa6aHKaMa
Cp6叩a:
ーBeorpaH
店
CCsB
0
ーB(叩Ol叩Ha
0
−OCTaTaKCp6rtie
EDpOnCKayH叫a
CSc
鼎
OcTaTaKEBpOne
0
Cc
都h
2
0
CC
0
323.782
yKynHO
塔#x
C
r
0
B)743JtO)IteHOCTnpeMaIIPHBPeHHMMHPyLLITMMa
Cp6均a:
ーBeorpa月
C#s
−BqiBO抑Ha
8.305.694
C
−OCTaTaKCp6me
CB
#8
19.100
Cs
35.775
EBpOnCKayH叩a
C#C"
OcTaTaKEDpOne
0
0
0
y撫ynHO
C
C3Cr
8.360.569
「)7,73JIO)KeHOCTHPeMa(bM3mKHM間LMMa
BmlaHCHen0割は岬ie
Cp6叩a:
ーBeorpan
C
−BqlROHHHa
滴
一〇CTaTaKCp6nje
c
C
塔H
Cb
Cs3
134.039
2.610
46.978
EDpOHCKayH叫a
0
OcTaTal(EBPOTTe
58
0
yKynHO
祷
C
3
183.685
PaHyH6pol 908−29501−36,nMB100000387,MaTMHHM6poJ O7092288
AAPeCa CaBCKa25.11000Be。「PaA
T飢eQoH(+38111)3607200,¢aKC(+38111)2644854,(+38111)2646855
www.SrpSkabahka・rS
諦l
CPrlCKA
BAHKAa.A.
5.1.1.3.Pacn0HeJTaII3JlO概eIIOCTHIlPCMaCeKTOpIIMa:
a)レhJlOXeHOCTnpeMa6aHKaMa
y:拙めa∂aMaOuH〈岬a
BpyTO 陪6
BaHKe
塔C
yIOrHHO
C3
塔C
イ
S6TD&
12.553
C3
0FITOr8月OClleJlaHeHaHIIaheHa
$カ
塔#x
12.553日
l
nOTpa水割旧a帽a
HeTO
C
塔#x
度
C
蔟G
Sd
SB
r
C
r
7.054
6)743月0米eHOCTJlpeMaHPMBPe只HIJM即yⅢTBMMa
BpyTO 陪6
$カ
261,364
c
3H
叫ePa函BaLIKa間鳳yCTPrlla
TprOBHHa
嶋
CS3"
Cc3(
sh
S"
函HaHC叫e
鼎Sx
s8
C
Cャb
OCTan0
鉄
C
"
CccR
C
s8
19.714
Cs
348.915
H
42.276
2.625.017
C#
2
C#CB
359.352
C鼎b
C##X
田
嶋
凪p)KaBHaaLIMl川嶋CTpau叫aりFIPJaBHeyCJIyre
yKynHO
与
100
1.239.487
CC#
S
HeTO
Cs途
103.268
ycJIyre,TypM3aMMyrOCT14TeJT・CTBO
CaO6pal重りBe3e
h
133.840
C
CSc
F
C3c
116.897
rpabeMHapCTBO
S6W
CS3B
唐
8
祷
嶋
Ccs
Cc
C
b
B)0月↑0ra只OCneJIaHenanJmheHanOTPa剰lBaIt・a:
BpyTO 陪6
'H
261.277
$
c
Sd
S6W
C#sr
0
rpabeMHapCTBO
C
HeT°
_____旦」
0
npepa函BauKaMH郡C印面a
B
0
H
C
Sb
TprOBnHa
889.908
#H
0
CaO6pah年間Be3e
C
0
C
348.830
0
OCTaJ10
yKynHO
Cc#H
C
C
0
0
函HaHC叩e
C
0
0
c"
1.500.014
#H
C
C
I y cto7a少′ea OdyKOノM O a∂eT(eamHOCmu T’anuma,7a,docneJZa F,eF,amaheHa nOmpamueatba yK句yりUy COa
nqeOuHatJHanOfu)a光ueajbay・MamePyan〟03Ha均′LOMWF,0‘ynOOCHOの,KqurJe砂地〟uKyL)ozJ,burPeKO90∂aHa
PaHyH6poJ
!9501−36,nME,100000387.MaTMLIHM6poj07092288
AAPeCa CaBCKa25.11000Be°「PaFl
TeJleやoH(+38111)3607200,¢aI{C(+38111)2644854一(+38111)2646855
www.SrpSkabanka・rS
19
鶉l
CPrlCKA
BAHKAa,A,
r)J13JlO)KeHOCTnpeMa函3胴KMMJTI祖叩Ma
ym〟baeaMa∂uHapa
EpyTO
(
728.888
yKynHO
都#
Cャ
oFITOraHOCrIeJTaHeHarIJlaheHa
b
Ch
245.168
C
Hem
c
482.720
鼎
HOTpa〉Kl柑a嶋a
Cs#
8
CSSr
103.557
5.1.1.4.PacHOFIenaIIMO?KeIIOCTIInpeManpeOcTaJlOMF10Cnehy:
y:毒Ub
H3JIO)KeTtOCT amenpeMa 刧U090HaHa 涛
テ
Hp氷aHaMalう ueHTpanHllM 6aHKaMa
181−365 月aHa
?ィヒF
2.377.335 滴
BaH6抑aHCHa
HpyIIITBItMa
テFヨ
BaH61ⅢaHCHa 鉄
函3踊KHM
nHuHMa
ニニ
H3Ⅲ07KeHOCTH
鉄
Cc32
C
uf
HpeKO5 rOAHHa
15.289
h
2
D
c
Cャb
カ
C3cb
0
0′
X
49.306
C
S
9.201
X
Cc#
C3#r
75.203
0
0
"
0 鉄
4.678.130
C塔
T
0
31.041
#B
i O
0
C
0
C
T
32
0
CCS
19.265
ud
C都h
ヨ
0
2.149.363 涛店
98.745
BaH6mnaHCHa
OCTaJIe
C33
&
827.837
0
148.595
(
R
0
6aHKaMa
免
BaH61ⅢaHCHa
npHBpeIIHHM
貳
ヨ
0
0
775
#B
C田x
鉄X
0
0
CCc
C
CcS
5.1.1.5・IIp。I’a3叩OMeIIayIICnpaBICaMaBpeFItIOcTII6間aI.CIIea調HBeIIPe3epDIICaIt・aTOKOM
yXWba∂aMaduHくりa
HoqeTHOCralbe
魔
Ha凪aH rOHlⅢC 粕躍&V
HcllpaBKaBpenHOCTI4
PeBepBIICaIt・anO
yKyHHO
C
Cc祷
C
CSS
C#
C#cb
:カR
CMaIbe曙e
D
エ
モ#
H
B
$
3aBpⅢHOCTa騰c
ネufR
10.594.178
765.986
11.360.164
TOKOM 2014. rO抑He
−96.732
C
C
−55.974
#B
HaaH
5F
Jv
C
40.758
C
X
$
&
x
8
n r0HKHe
Cツr
都嶋
C
Cピ
IIpoMeHeyMCnPaBKaMaBPe拙OCT胴pe3ep醐CaLbHMa3a6刷aHCHyM∴BaH6胴aHCHyaKTMBynPHIta3aLleCy
3a6…aHCHyaKTHByりBaH6脚aHCHeCTaBKeKqjecewac両脚qjyycMaAyCaBa鵬hoMO肌yKOMHapo担e
6aHKeCp6叫eKqlOMCepery棚田eO6JIaCTWaC両肌auIUe・
HeTaJEmOCTPyKTyP掴CHpaBI{eBpe卿OCT掴pe3ePB鵬aFt・MMammCyy¢皿aHCl車間H3BeⅢT劉囲Ma
B。HKeHHaT10MeHaMay3函HaHCrLicKe鵬BeⅢTaJe3a2014ro抑Hy,06jaBJbe醐MHa3BaHHLIHqiMHTePHeT
cTpaIWuItBaHKeWWW・SrPSkabanka・rS
PalyH6p。」908−29501−36.…BlOOOOO387iMaTMIHM6poJO7092288
AAPeCa CaBCKa25,11000Be。rPaFI
TeJleやoH(+38111)3607200.eaKC(+38111)2644854,(+38111)2646855
www.srpSkabanka.rs
20
"
鶉l
CPHCKA
BAHKAa,A〟
5.1.1.6.Pacn0HeJTaIJ肌0氷eHOCTI[叩CMaiKaTerOpHjaMaICmCHd)Ima叩je:
l
03HaKa 灯IaC函HKa叫uC
A
涛C(
B
c
B
s
#8
H
鉄
C#CR
Cゴ"
yHynHO
CC#H
塗
2.637.064
CS唐
C3
利
g'X.
BaH6mnaHcHa 濫キ紋
5.901.433
Cゴb
「
凪
C
冓H 6
46
273.578
鼎度
C
265.927
CS
C
294.732
Cc#
Cイ8
C涛x
塔s
9.372.734
CSィ
(
Cs度
6
尾4
CS
C
$カR
aMatうuHapa
OCeHa pe3epHa
Y
d
5D唯
蔬ユ
$Ⅲ
3.330.067
1.277.141
sb
s"
18.107
117.419
11.129
C3c2
鼎s
C
CCc(
CsS2
塔cx
CCSR
4.753.863 嶋
C
鉄
Css
c
71.861
0
CCCx
都x
Ccs2
祷
438.826
CS
CCCB
34.415
}867.454
C8
8
Cs#
Pe3epDa
33
鵬3 月06mH
C
Cs
塔c
32
b
r
2.583
13,016
C
1.412.556
C
23.182
C
C
17.811
X
C3ヲ
56.5
5.1.1.7.H3IJOCilI}JlO雛eIIOCTHⅢpeIJHaI’OIIIt0匹ⅢheHt・aKpeFtHTIIeBaIJJTIITenpeMaIIIIBOyKpeLIIJTIIOr
ItBaJIIiTeTa:
y意:∼〟baeaMad初叩a
p6
上
Bpyno
僣cnpaHKe
濫キ紋
HpeJIHOCTH,
W& pe3epBa
b
H3Ⅲ07KcHOCT 刧UOTpe6Ha
4・D
T
5B
78.816.969
f
G bT
HeTO S6W
.152.686
5B
4 Xキ$
H3刀07KeHOcT
鉄h
CS
5BR
キ tカT
X皷mィ,T
75.664.283
x
T
T
誘FヨR
Cc
2
CC#
HI朋Ka300BpCTaMa肥nO)KeHOCTH:
2.
帶
3.
W$
ド
6
9?ァUVV
友T5F
8
$カV
CS38
cX
CSデ迄
C#
(
C3#H
C3ェ迄
C#
S
#
CC
#x
Csデ末ニネ
C
X
C#
C3
ツCCSH
C
3
h
HpHKa3nOn0脚epHMaECpe脚THOrpH3KKa:
4.
8
x
5.
8
6.
9.
鉄
都8
2
2
田#
8
S
93
尾俣x
Ccc
Cイr
迄
C祷
X
10.
11.
C3C
8
7.
8.
Ccc
2
鼎H
0
C
C
Sb
2
C都x
499.
0
R
44.0531 44.053
140.609
c
Cs
C
CSs
cr
480.583
.011.473
8
X
鉄H
C
CC#B
"
Sh
C
66.965.693
08
滴
C
5.
PaLlyH6poi908−29501−36,Hl16100000387,MaT…HM6p。j O7092288
AFLPeca CaBCKa25.11000Beo「paLI
Teue¢oH(+38111)3607200,¢aKC(+38111)2644854,(+38111)2646855
www.SrpSkabanka.rs
21
歯i
CPHCKA
BAHKAa.A.
5.1.1.8.ⅡEIOCetIIIamJl0兆eHOCTTOKOMneIIIIOjIanOtCJTaCaMa耽肌0雛eIIOCTII
yxlんもaOaMaduHapa
HpocctIIIaHeTOHaH0継eHOCTV2014.ro項HHy
BlⅢaHCHe nO31mlI利e
H3J10)t(eHOCTrlpeMallp)KaBaMalイuemPaJIHHM
滴
Cs
C3cr
373
6aHKaMa
レI3JtO)KeHOCTnPeMa6aHttaMa
田Ch
レhJ10)KeHOCTrIpeMaTTPMBPeLIHHMLIPyⅢTBHMa
C
743JIO)I(eHOCTnpeMa函3日tlKJJM皿LLMMa
ch
鉄cX
Ccコ
CCSr
yKyOHO
H
C
8
C
3
8.724.304
Cc#2
5.825.906 鉄
0
231.965
Css
Cc#R
68.727.266
5.1.1.9.TexHHKey6m鯛KaBaH♭aKpe叩THOrpHすりKa
BaHKaI’OP鵬THTeXHHKey6JIa湘BafbaI(pe掴THOrPM3HKaKqJeCy・yC畑aAyCaO即yKOMOaHeI(BaTHOCm
..aMTaHa6aHKe,npHXBaTJbJ.BeKOLlnP間eHeCTa叩ap蝉OBa・・0rnPMCTyHa3ayTBpBHBaEbeKannTaJIa3a
HOKP南eKPe朋THOrPH3IJKa
BaHKa aJ’T胴yJ10叩ePnCaFlyI(PeFtHTHHM PM3mKOM・lp州arObaBa3a ed)eKTe KOpHmheFba Cpe朋TaPa
o6e36etIeLbanpItMeHOMJeFIHOCTaB・10rMeTO雅一HaHaV州LIaCeO6e36ebeHOM月enyH3JTO)I{eHOCT刷0雌JbyJe
Ⅱ0朋epKPeFtnTHOrPH3日I・aCPeDCTBaO6e36ebe肋aCBeyCKJTaHyCaMeTOLIOJ.O叩OM3aH3PaLIyHaBaLbe
noKa3aTeJE,aKaTWTaJIaHajleKBaTHOCTH∴KaIlnTaJIa・
BaHKaMO)I(eKOp鵬THTIliD日田eO)1Je朋0「州CTpyMeHTaKpe卿THe3aⅢTHTe3aCMalt・eFt・eKpe郡THOrpHBHKa
IlOOCHOByJeAHeH3JI0氷eHOCTM,ⅥyTOMCJIyHaJymTyH3JIOXeHOCTue皿HaTaKaBHaLnjI瑚aCBaKKiもeHHeO
6yLIeI10Kp胴eIt」e卿MKHCTPyMeHTOMKpe抑THe3ammeM3aCBaKMO…HX脚OBanOCe6HOO6patIyHaBa
H3HOCaKTHBeTTOHFIepりCaHeItPeuIJTHHMPl13日KOM・
BaIIKa,Pa期nP伽arObaBaHaaKTHBeHO岬ep鵬aHeKPeFtHTH跡目叩3日KOM3aed)eKTeTeXHKKay6m淵BaH}a
TOrPI43ItKa,ItOPnCTHTMCJTeFIeheunC〝砂,Mef,meJqedumHe3auLmume”
1)間CTPyMeHTeMaTeP均jaJmeKPe朋THe3aⅢTHTe,‖TOCPeFtCTBaO6e36ebeLbayO6皿Ky函HaHCUCKe′
2)ⅢCTpyMeHTeHeMaTepMJa・lHeKPe卿THe∴3auT・JTe・りTOraPaHunje・Ppyre06JmejeMCTBaH
ItOITTpaITaPa叩Je(yKJbyHyiyh胴囲yreC州He閥CTPyMeHTeHeMaTe的aJmeKpe脚THe3aⅢTMTe)・
Hod06umq,edcmcu・uaOGe36eCefbayOGmttyQufLaHC‘直euJuOe〟HeCMaTpajyce・
1)roTOB州aHrOTOBHHCK朝日et・BHBaJLeHT岬enOHOBaHHI’OFBaHKe;
2)Ayr脚KeXaPTJUeOmPeHHrT川平aBa間ueHTPT田X6aHaKaCpaCnOJIO洲B間Kpe抑剛M
pqTHHrOMn3a6paHeareH叩e3aPgT胴「伽HareH叩e3aKPeFtI4T型aFbe鵬BO3aKOMeOHI.OBaPa
H胴OKPe即THOrKBanHTeTa4脚…60J糊;
3)Hy別間KeXaPTHjeoABpe卿OCTI46aHaItaCPaCTIOJIO猟潮間M KPe抑THHMpgT間rOM鵬a6paHe
areH叩e3aPgT間rKOMeO即OBaPaH鵬OKpeFLIJTHOrKBaTmTeTa3脚間60JtM;
4)FLy別間KeXaPTTUeOmPeFIHOCT掴P鵬PenHりX埋yuTaBaCPaCnOn0親日KMKpeLIHTH間PeiMHTOM
IWa6paHeareHme3aPqT間rT{OMeO町OBapaH胴OKPe朋THOrKBa咽TeTa3胴囲60JbH;
PaLlyH6poi
rMBlOOOOO387.MaTMIHM6po」07092288
AAPeCa CaBCKa25.11000Beo「paFL
Tene¢oH(+38111)3607200.¢aKC(+38111)2644854・(+38111)2646855
www.srpskabanka・rS
閣:
CPIICKA
EAHKAa,A.
5)Hy別間Ke XaPT午On.BPe州OC…C paCIIOJ10洲帥M t(PaTKOPOLIImM∴KPe卿TH・“M P中州rOM
鵬a6paHeaTeHu叩eBaPgTMHrI(OMeOLIrOBapa間BOI(PeLLMTHOrKBanHTeTa3肌TH60JE,11,
6)aKuMJem…I{OllBePTMIJJIHeO6Be H醐LJeKqIeCyyKJt・ytJeHeyrJlaBHH6ep3allCK日間凪eKC,
7)3naTO.
「apaH叩Je,FIPyM O6朋LWJeMCTBa”∴iKOHTParapa叫叫e CMaTPgy Ce nO‘)06〃初f uHCnl〝me〃m〟Jna
HeMameP均aJWeIpel)umHe3auImumeaKOCyllPy氷aOullKPeFIMTHe3amTMTe:
1)Hp糊De“.ueHT叩He6a甲e・
2)Tep仰Op均aqHeayTO早OM叫e町e朋HMueJTO高嶺JIHeCaMOyllPaBe・
3)MeF)yHaPOFLllePa3BqlHe6a順e;
4)MebyHaPOjlHeOpraH鵬au叩eIlaBeLleHeyOBqjKJlaCM二日3JtO)KeIlOCTM;
5)jaBHaaLIMMHIICTPaT朋HaTe几a3aKqiacel10叩epKPeFIHTHOrpI43日I(aFtOLleJE・yjeHaHa間H KqjMje
IlpOIMCaH3aM3JT0)KeHOCTMnPeMaAP※aBaMaHLteHTpanIWM6aHI’aManJW13amJl0氷eHOCTHnPeMa
6aHKaMa;
6)6aHKe;
7)npmpeI叩a岬yuTBa,yKmyVyiyhu M Ma…HO APyⅢTB?M nOPPebeHa APyuTBa6aHKe・C
pacnon0)KJIBMM KpeFWT間M PgT間TOM M3a6paHe areHIJ叩e3a PqIT間r KOMe OIlrOBaPa H胴O
KPe抑THOrI(BaJMTeTa2日J目星60Jt,M
BaHKa,y CMHCJTy OLtJtyI(e O aDeItBaTHOCT聞「Ka…TaJla6aHKe,OFt MaTep叩aJIHJ.X CPeACTaBa KPe即THe
3a山…Te,yHajBeheM6pQjycJlytlaIeBanP順BaTarOTO抑Ily,PnOHOBaHyI{0凪BaHKe,aOAHeMaTeP叩auH耽
CpeFtCTaBaKpe耳目THe3aLLITMTe「aPaHuI4Je,DP氷aBe
Ba“KanpmHaJe〟T,C′mef,meMameP均W,′fe′qee〟mHe3aIuTme3ay6a氷aBalt・eKpejl……0rPM3MKa,aKO
CynCnyLi>e間Cne,DehlJyCJ10Be.
1)HaCy的BOJbHO間ltBJALIHIJ・0即0早OJlaKOyTp棚的,
2)FIa cc∴「bIIXOBa BPeDl10CT3HatlaI1−O He MeIt・a TOJ(OM BpeMeIla−Aa6m06e36eFLItJm n3BeCHOCT
Kpe)IIITHe3a田THTe;
3)朋yrOBOP間0即OCI100CHOBy KOr Cy Tu=州CTPyMeHTM中日6aBJbe田嶋e BaIl叩npaBO m
6JlarOBpeMeHO yHOBLMⅢ…IIPeHeCe,叩MCBqJM伽り3aAP乃”「りMOBIIHy KqlOM Ce O6e36e励e
KPeAMTHa3auT皿ayCJly均yJle鵬MMPeFbaO6aBe3aHy氷HMKaBaHKe,0AHOCHOIt・erOBOrCTetJ劉a,
朋KBnFIau可e mM HaCTaHKa FIPyr0r yrOBOpeHOr KPe則JTHOr LIOra胸a KOJlI Ce O朋OCM∴Ha TOr
4)Lm.CTeneH∴KOPenauWe鵬MefiyBPe肌OCTMTMX”HCTPyMeHaTaIJ∴I(Pe朋TlleCnOCO6HOCT刷y州HKa・
HMJeBMCOK・
BaHT’a nP鵬IlaJe〟′‘C砂MeJLmeJfa”amやりaP′Le′qebum′‘e3a〝′m〟me3a y6Jla)I(aBaIt・e KPejII4TIIOr
PH3日Ita,aKOCyJJCHyIt・e間CJlejlehMyCJIOBe
l)AajeKPe則THa3a皿ma抑PeKTHa・
2)RaJell鵬0,0即OCIlOn3HOCKPeAMTHeBaLllT肌eJaCHOyTBPbeHMFtaCeHeMO)KeOCnOP‖TJl,
3)Ha.yrOBOPll00CHOByl{0rCy叩6aBJbeIt博一IICTPyMeHTll∴J(Pe朋THeBa山THTeHeCaAP洲0叩eLL6e
Kqie‘
− 。PyXaOLtyKPeLIMTHeBa山TmeOMOryhaBaJyFIaJCFIHOCTPaHOOTtta議COB劉yrOBOP,
− yBehaBgy TPOⅢaK∴J{Pe即THe 3a田Tme KaO pe3y…aTI10rOpuaIt・a Kpe抑THOr KBaJtMTeTa
− yTmyIla O6aBe3y nPy氷aOua KpeFLJJTITe3aⅢT肌e qaJtarOBPeMeHO鵬BPuH TtJtahaIl・e y
CJTyLlaJyAauy)K…JtBaFll(enOOLmOCHqII43JIO〉I(eHOCTMHe鵬BPuM6州OE(Q」yIlOClleJtyO6aBe3y
mahalba,日月‖
PaLlyH6poJ908−29501−36.rMBlOOOOO387,MaTllLJHM6poI07092288
AFtpeCa CaBCKa25,11000Beo「paA
TeJleやoH(+38111)3607200.eal(C(+38111)2644854,(+38111)2646855
www.SrpSkabanka.rs
23
BAHKAa.A.
掬CPrlCKA
一IIPyXaOLlyKPe卿TITe3amTMTeOMOryhaBaJy的CKPaTMpOKHaKql叫eyrOBOpeIlaTa3amma;
4)FLaCeMOrypeaJ”30BaTllyCKJLauyCMePOAaBHMMIlpaBOM;
5)Ha BaHKa ynPaDHba P剛KOM KOHueHTpau函KqjM MO氷e HTCTa…yCneT KOp州herbaODMX
皿CTPyMeHaTa11∴PPJe AOltyMeHTO珊aIlatl州 Ha KQJHJe CTpaTemja KOP日田heIt・a TMX
…CTPyMeHaTayKJt・ytleHayCBeO6yxBaT…C鵬TeMynPaEUbaIbap鵬肌理Ma・
BaHKaHp鵬HaJeX州OTel{yHaHenOKpeTHOCTM∴KaO間CTPyMeHTI(peFuTHe3aLLITmeIJ∴llpnTOMe3aXTeBa
np776aB朋It・eIlpOrIerbeHeBpe即OC間OFLCTPaHeO抑auheHMX叩OueH肌eJt・aHMllⅢJE・eIbaCTPytlIleCHyX6ei
HaFUTe棚e3a叩aBHenOCJlOBeO.MOryhHOCmyCuOCTaEma聯CpeFLCTBaO6e36ebeHa・BaHKapemBH0
3aXTeBaHe3aBJICHyIIPOIlelly,aITa.JMaHeJeFIHOMyTpMr0則HeH∴BaHPeLIHOKanaCeHaOCHOByeKCTepHIJX
皿をopMa両aTIPOue‘+,扉HaJeH0mJ・OAOnOPeMe噂aHaTp棚田TyKqJaMOry間aTMyT皿かHaBPe抑OCT
KOJtaTepaJIa・
5.1.1.10.m”03KeIIOCTH nOIC叩BeIIe CPeFlcTB帆Ma y6a獣aBaHaICpeFIIITII0rI)IIB:鵬Ka nO KJllaCaMa
り3nO抽ceHOCTH:
y.rLもadaMa∂u〝‘pa
航JlOX(eHOCTnnpeMa岬狐aBaMaltueHTP釧MM6aHl(aMa;
0
掬J10掠eHOCTりnpeMaTep∬TOp叩aJllJMMayTOtlOM叩aMaM Je肌HMLIaMaJIOt(aJmeCaMOyTTpaDe;
0’
斑JlO水eHOCTMnpeMaiaB間MaFLMMHMCTpamB間MTeJmMa;
0
斑JlC狐eHOCTMIlpeMaMetIyHapOELHMMpa38〔叩MM6aHKaMa;
0
航J10氷eHOCT刑iIIPeMaMefIyHapO皿HMMOpra間3aurtjaMa;
0
H3Jlo)KeHOCT14nPeMa6allI(aMa;
755.726
0
滴
C
斑J10)KeHOCT14mpeMabM3間t”M…柾目Ma;
s
CC
B
0
0
レI3J107KeIlOCTMnOOCHOBynOI{pIIBeH順06Be3間ua;
r13J10XeHOCTMI100CllOByyJtaTaFt・ayOTBOpeHeMHBeCTuIlりOHe
0
0
doHl10De”
0
yKyOHO
迄
sSX
Ss#b
5.2. P帆3mKFIpyreyrOBOpHeCTpaHe
BaHKayCBqjqj6aHJ’aPCKqlItLth朝日目地bM3日TPrOBaIt・aHeMaM3JIO)I(eHOCTM∴I100CHOByp醐t(a即yre
yrOBOPHeCTpaHe
5.3. TpeKKⅢHHp帆30叩
cTPaTemjoM=肋間KOMynPaBJba聯P剛uJ4MaBaHKeyTBPbeHOje脚BPeJuHOCTn03皿函yK醐3日
TPrOBart・aHeIIPeJIa3M・
− 5%yI{ynIIJIXTTOCJ10Ba6aHKeFLy)I{eOFITTMPanHamHayKaJleIl樹PCKOMMeCeuy,
−1,5M…叩aP則LWllapa}ly)I’eO凪TPMpa}lHaLIaHayKaJleHFtaPCI(OMMeCeuy;
− BPeAHOCTCTaBKnyI{…3日TPrOBa聯ITMyJe抑OMMOMellTyHedPeJTa3t16%yKyJIH順I10CJlOBa
6aLIKeHMTり二日3IlOCOA2M州nJaP′ueAMHapa・
PalyH6poj908−29501−36)nl伯100000387・MaT…HM 6poI O7092288
A凧PeCa CaBCKa25.11000Be°「paA
Tene中oH(+38111)3607200、¢aKC(+38111)2644854,(+38111)2646855
www.SrpSkabanka・rS
24
4.
鶉l
CPHCKA
BAHKAa.A.
JIcnyLbaBaIbeMHaBeLleH脱yCmBaBaHKaHeMaO6aBe3yHaレI3paqyHaBaTO6e36e廟eHOKpMheKanHTauHyIX・
3aXTeBayBe3日CaTPXMmHIJMPM3日uJtMaKq岬IIPOM3JIa3e鵬CTaBKnKqleCeBOFteyKIt・り3日TprOBaTba・aJTTT
H3PatTyHaBaH06e36e廟enoKp南eI(annTaJIHMX3aXTeBayBe3JICKPe′叩丁田M瑚eEM3H14MPH3日KOM・
BaHKayHPaBJbanePH3HMMP脚KOMHBOPPIPauyHauaCnPe間HeraTHBHeed)eKTeHa函HaHCMJCI”
pe3ymaTBaHKe,KqIMHaCTaJy・TOOCHOByITPOMeHeMebyBauyTaPHHXT(yPCeBanKypCaCTPaH耽BauyTay
oHHOCy Ha朋HaP(HeraTMBHe KypCHe Pa3間Ke)・BaHIta凪HeBHO npaTM∴KPeTaIl・e nOKa3aTeJba)1eBI43HOr
pI.3mKaI40叩X(aBarayOI(EmPy皿M脚anPOmCaHOrO即yKOMOaqeKBaTHOCTnlKt劃咽TaJIaHBC・
3a HOTPe6e o6paLlyHa∴iKaHnTaJ.a 3a HOKP壷e H3JTO)KeHOCTH Tp)棚田間M Pm肌叩Ma TTPMMerI・yle Ce
cTaIl樹p朋30BaHnp鵬TyTl・KanKTaJIH“3aXTeB3aHeBI43HMPn3nrF”BpatJyHaBaCeMHO)Kert・eM36叩ayKyJIHe
HeTOOTBOpeHeHeBmHeI103叫叩eMallCOJlyTHeBpe抑OCTり∴FleTOOTBOPeIleJl03叫JUey3JlaTyCa12%・
・ yKy皿alTeTO OTBOPeHa 凪eBJ13Ha TTO3肌刑a npenCTaBJt・a anCOnyTHy BPeFIHOCT yKynHe FtyTe,
OIIHOCHO yKyIIHel(paTKe neEM3Hel103MLtIUe,H TO3aBI4CHO0月TOra KqaJe OF10BHX aTTCOJTyTH14X
BPeJIHOCTHBeha
・yKynHa几yrajLeBH3HanO3Ⅲ刑a nPenCTaBJba36叩CBMXHyTHXHeBmH耽nO3剛直aBaHKe HO
JlくりeHnHaLIHq BaJIyTld・
・yKyHHaKPaTKaHeB眺HanO3叫叩anPeがTama36MPC醐XKPaTKHXneB鵬HnXI103日LujaBaHKenO
HPJe4mHatlIlqJBaJTyTJ4
y斑paLTyHaBaIt・e OTBOPeHe neM3Hel103IJLWeI10nqe抑HatlHqIBaJlyTM,0jIHOCHO OTBOPeHe nO3肌明e y
− HeTOCnOTHO3HLMja,KqiaTIPeACTaBJbaP?3皿I(y鵬MebyHeB鵬He間OB胴e(yMaIt・eHe3aMCTIPaBKy
BpeAHOCW)JA AeBI43HHX O6aBe3a y TqJ BaJIym(yKJt・yHyjyhIA M He的CIleJTe KaMaTe)onHOCHO
pa3JnlKyM3Meby間OBMH3日06aBe3ayanaTy,
− HeTO一●qopBaPE”TTO3肌刑a,KqJaJeJe即a・{apa3…uMレ・3MebycBHX部HOCaKqIMhe6mHIIPnMJbeHM
n CBHX∴I43HOCaK(単一he6肌M nJlahe間HaOCHOBy BaJtyTMX d)OPBaPLlyrOBOPa(胴囲句OPBaPA
yroBOPaHa3J・aTO)・yK・byVy,yh掴BanyTHe伽y㌢pCyrOBOPe(脚間伽yLIePCyrOBOpeHa3JTaTO)M
xMnOTeT間I{掴3HOCH3BauyT掴XCBOnOBaKqIMH均eyKJhytleHyi.cnoTlln03IJu叩y,
− HeOrl03HBeraPaIT叩e,HeHOKPMBeHeaKPe抑TMBeJJCJmLIHeBaH6刷aHCHeCTaBKeHaOCHOByKq甲X
Je M3BeCHOqahe BaHKaHa mBPLm nJIahaH,e,a BePOBaTOJe朋TaCPenCTBa Hehe MOhM凪a’
HaAOKHaOn;
− HeTO)IenTaeKBHBaJIeHTaCBMXBaJIyTIWXOnLt均alIOHu均aHa3JTaTO;
− Tp駄目ⅢHaBPeFIHOCTOllu叫aKくりeIWCyHlイBaJIyTHeOn山男elTlイOIlu叫eHa3JIaTO,aLI叩囲JeIIPe凪MeT
BaHKaPeFLOBHO・Ha.OCHOByAOCTyImX胴QopMaLmaOrTJTaH叩aHHMO脚B間aOFuOCHOIlp間BMMa,
cpeFLCTaBayCTPaHくりBaJlym,BpLmCTPeCTeCmPaめenOKa3aTeJbaueB鵬HOrpM3JIKa TaKObe,BaHKaJe
ycnocTaBりJTaCHCTeMJWM肌a KaKO6日06e36e}1…aKOHTPOJIy KpeTaIt・aITOI(a3aTeJbaIleBJ43HOr pI43mKay
nPOJMCaHMMOKBIJPMMa・
5.4. 00epaTHRHHpH3HuH
BaHKa3a nOTPe6e o6pauyHa Ka間TaJ.a3a nOKP南e n3JT0XeHOC…OnepaTHBHOM PI43IJKy HF潤MeH刈e
Iや〟cmynOCnOeHOe〟Hd〟Kamlやa・
PalyH6poi908−29501−36,HMBlOOOOO387,MaTMHHM6pq O7092288
AAPeCa CaBCKa25,11000Beo「paLI
TeJle¢oH(+38111)3607200,¢aKC(+38111)2644854,(+38111)2646855
www.SrpSkabanka.rs
EAHKAa,A,
謝CPFICKA
I(anHTa川即13aXTeB 3a OnepaTHBHEJ PH3日KI43pallyHaT 叩ItMeHOM OBOrIIPMCTyrlaJeJlIlaKJe143HOCy
TpOJ・0朋ⅢIt・ernPOCeIta胴囲KaTOpaM3JTO)I(eHOCTIJ,06paYyHaTOrHaOCHOByPeJTeBaHT醐XHeTOJIPHXO的,
noMHO氷eHMX CTOnOM KanMTaJIIlOr∴3aXTeBa OA15%.Tporo朋ⅢIt・n HPOCeK∴IJH卿KaTOPaI13JIO)IteHOCTJJ
TIPeHCTaBJbaaP肌MeT胴KyCpe朋ITyBPe畑OCTりTOrnHFLI4KaTOpa3aIlpeTXO拙eTPItrOAJJHe yKOJMKOJe3a
6mJIOKqIyOFInPeTXOjlHeTPMrO朋He伽聞一KaTOPH3JlOXeHOCm6日OHeraT鵬aH肌HJe卿aKHyJm,T劉H3HOC
ceHeyKJI・yVyJeyH3paLIyHaBaH・eTPOrO郡山ft・e…POCeKa,BehceoBgIIPOCeKi”3patlyHaBaKaOO抑OC36npa・
‖03日TMBHHXBpeAHOCT掴H間KaTOpaH3JIO氷eHOCT掴6p(りar0}1皿ayKqIHMaCyOCTBaPeHeTeBpe抑OCTM・
JIH朋I{aTOP mJIO)KeHOCm CePatIyHaHaOCHOBy・10朋Ta・・a鵬PeB甑HPaH撮「0卿山田MX言bIJHaHC可cKHX
鵬BemTaja.JJH卿KaTOP H3J・0)・(eHOCTりiiH3paL・yHaBa Ce KaO36mP HeTO叩MXO)la qH∴KaMaTa H HeTO
HeKaMaTⅢXHPJtXOAaHaOCHOByCJteHehHXe鵬MeHaTa・
nplイXOIIH HpaCXO月日011KaMaTa;
HpnXOHH oFlHMB甑e朋MHyLIeⅢha;
npHXOj114 HPaCXOLII40月HaKHaHaり∵llpOBI43叩a,
凪06日即日
ITy6肌叩JTOOCHOBynPOl判eXaPT型aOjIBpeFuOCT項
npnXO月日 目PaCXO射10LLnpOMeHeBpeIIHOCT掴MOBIAHeM06aBe3a・
npりXOHM MpaCXOI叩0)lKyPCIWXpaBJMKa;
OCTaJl骨InPHXO刷り3peHOBHOrI10CJtOBaIt・a
y:競んのaeaMa∂uHqpa
HH凪HKaTOp議連10嬉eHOCTH
2011 ii l.695.682
2012 2.361.755
2013
CSc
yKynHO
店
CC釘
Cc
x
HpocetlaIlMIT抑KaTOpM3JIO)KeHOCTM
HoHHep
C
Cピ(
CcCB
X
2
KanHTaJmHi3aXTeB3aOIIepaTHBtIHpII3IIK
Cンr
BaHKajeopraHM30BaJIa6a3ynO脚aIta3ae瑚eHTMParbeTy6HTaKanOOCHOBy抑amaOnePaT間Or
pM31iKa(0即aHyaPa2008・「0朋He)・CBHLmra胸IJKQJHC AOBeJIJJ・HJmCyMOJl目角ロPBeCTT・)OMaTe叩aJIHO
3Ha叩HHXry6HTaI(a(IBHanlO・000即HaPa)e瑚eHT脚y.CeynHTePH(再削,TaKOFtaJeMOTyhaaHaJIH3a
yLIeCTaJIOCTJJHaCTaHKaPm胴TmX只0raBajaHIもりXOByTHuaJHa6aHKy
BaHKaTaKOt)e晒eHT車両ItyjeMnPOJleIt・yjecBePn3日Ket・qll・HaCTajy。00CHOByyBObelbaHODHXTTPOH3BOm,
脚りyCJIyra,yFUE・y・yjyhMりHOBeaI{T胴HOCmyBe3日CanPOueCHMaHCHCTeMJJMaBaHKe
BaHKajeycBq直aHnaH3aO6e36ebe誓KOHTHHyHTeTanOCnOBa−t・aKqIMM CyIIPOImCaHIJ∴I10CTym均
aKT胴HOCTIJ,IIPOueCIJPaFla軌OpraH肥a叩ayBaH叩yCnyt・劉y・・aCTaHT・aHenpeHBHbeH駆凪0rab祖ay
uTT・by O6e36ebe肋C肝ypHO叩3anOCneLmX H朋HjeHaTa H HaCTaBKa d)yH叩OHHCa嶋aiKJbl伸WX
nocJTOBHHXnPOueCa・yCnyu劉yH州X?BOr・lpe瑚a,KaOIJyuMJl・yCMa脚もanOCmBHeHd)ⅢaHC岬ei
ⅢTeTeKqla6mMOmaHaCTaTIJyCJIy珂ynpeK朋aaKTHBHOCT”BaHKe・
PavyH6p。J908−29501−36,HMBlOOOOO387・MaTMLIHM6pqIO7092288
AFIPeCa CaBCKa25,11000Beo「paA
Tene¢oH(+38111)3607200.¢aI(C(+38111)2644854,(+38111)2646855
www.Srpskabanka・rS
論i
CPIICKA
BAHKAa.A.
5.5. KaMaTHHpm3mK
BaHKa朋eHT日中KyjeKaMaTMPIJ3IJKy6aIIKaPCKqjKLLyI3Ml{aOMOryhHOCTHaCTaHKaHeraTI4BHTJXed)eKaTa
HabIJHaHC叩CTtHPe3yJrT’aTH∴Ka間TaJIBaHKey?瑚nPOMeHeKaMaTH朕CTOna,npH∴tIeMy」e BaHIta
鷹山0)I(eIlaKaMaTHOMpH3日KynOOCHOByCTaBKIdJ(qIeCeB0月ey6aHKaPCKq)K H3H.
rTpoueHaH3几0XeHOCT周iKaMaTHOMp143日KyBpmHCeMeCeLIHO.AHaJW30MCBtdXaKTHBHHXItCBHXIlaCIJBHIJX
CTaBIt胴36aHI{aPCKeKTMreBaHKa甑eHT函KyjeKaMaTHOOCeTJ叩BenO3叩rUe・y3aBIJCHOCTHC唱BPCTe
KaMaTHe CTOnellpOnりCaHe yrOBOPOM,KaMaTHO OCeTJEH旧e nO3日u卑Je aKTMBeりiHaCMBe Ce Pa3BpCTaBaJy Ha
lTO3剛直e ca nPOMeHJMBOM H HO3Mu叫e Ca中日KCHOM KaMaTHOM CTO110M,a nOTOM Ce nO HHTePBanHMa
FtOCJleha鵬胴.yTBP廟e捉HOC郡CnaPMTeTa・「aHaHaJM30M朋eHT可搬yjeceH3nO)KeHOCTKaMaTHO∵
PM3IJttyyCJIyLI劉eBMMaKaHaCeOCIlOBIlaClイBHeKaMaTIleCTOlle刑MPOLl110CTLIeTTO3日TaKJI叩eHaTapa3JWItyIe
Oj10CHOBaaT(THBHeT(aMaTHeCTOTTe,0)IHOCHO,pOVHOCTuOI106pe醐XKpe抑Ta.
CJTeqehaTa6eJIanPHIta3)YeCeH3日T鵬HOCT6HJTaHCayCIleXaBaHKeHapa3yMHOMOryhenpoMeHeKaMaTmIX
CTOnay3KOHCTaHTHOO即淵BalbeOCTamLXBaP函6JmCeHBMTJmIIOCT6脚aHCayCneXaHpeHCTPBme¢eKaT
TTpeTnOCTaBJbeHIJX rTPOMeHa y KaMaTIWM CTOnaMa Ha HeTO TTpIJXOHe 0月∴I(aMaTa yJeJIHql r0月TJHH Ha
函HaHCPLICKaCPeFCTBaI406aBe3eKOjI4Cy6a3I4PamHaKaMaTH‘4MCTOHaMaHajIaH31.FteueM6pa2014.
rO月日He
B叩a
這
ヨT
也
nOeHy
T6ヤ
メ
濫6覿
EyP i l%
yXのbadaMaduHapa
7.933
ycO i l%
PCH i l%
57
凵P−37.255
BaHKa HpaBH CueHaPMjanPOMeHe eKOHOMCIte BPemOCTli6aHKaPCKe KI削re3a MaJIeIlpOMeHe KaMaTHllX
CTOTla,KaO H CTPeC KaMaTHHIHOK Kq甲 nOAPa3yMeBa naPaJIeJIHy nPOMeHy nPOCetIHe KaMaTHe CTOne −
HaBHILIe伽HHaH忠DKe3a2006a3HHXnOeHa.
5.6. m棚0猟elIOCTHnOOCIJOByDmCIIⅢ糊ⅩyJlaraIIbay6aIJKapCICOJICIl♭II30
BaHI(ayCBOjくり6aHT(aPCKqiT(Ilb713日ITeMaH3JTO,I(eHOCTmrITOOCHOByEmaCHHtTttFTXyJTaraH,a.
CPIICKABAHKA
PaLlyH6po」908−29501−36.rlMBlOOOOO387,MaTMLIHM6poJ O7092288
AFIPeCa CaBCI(a25,11000E・eO「PaA
TeJle¢oH(+38111)3607200,¢aKC(+38111)2644854.(+38111)2646855
www.SrpSkabanka.rs
npm°「1
noAaLWoKanllTan110jnoelllJlljH6aHKe
PeA
妨
B
儁3HOc
q場患●i細叩
.410.484
1718●0.985
16167↓_991
2.
peeepneHきPoe調▼H
口OeHT的mMy
Meh,鴫HC着き ヽe
● 問 i
躍
6
艱
V
U
oABmmECTADMと
2.
X
f剖
68.993
愉_ツ
仗
ク
0
ク隼t
0
免R
柳6
V躍$踟(鰊
「,6HullHen
トユD
*「
161130_5∼1
▼eiO′0.88●
「Ie購19教1●
He輸aTep 蘭邑&
2.
坊
CT小●eHecon
5.()06
M〃hoC9Mu
e_
V楓
ニ
0
HBaIb90脚HOcTh:
2
.}∴
尾5F
覽
4°5)1T
).
noTPeeHa
Ocranom
UF
PelTHH
0
56436
葫
+(サ
調動物〇〇〇mg
h
v
VR
0
81549
0
21
d
ニニ
佑門
R
31
V
XHe
カ
踉
猛
Cyeo
柳V
VR
0
BIlua重鵬娼90
lYeMm
2.2.
冢oTpam
2.8_
○  ̄
eyeepが
冲
ニ觀
儁eHOc n
剳annh調教〇㌦On細れ
ク
イ
0
0
179王012
0
2_
06mECTA日XEOA購AilMTAm
0
2111
0
213.
o
2_さ.
凵R〇°m●
∼.6.
冓
2_7_
hI 冤U〇m輸旧Ht 凵D
96mはon iyem0m
H3HOCIIC
0
0
HpHnOr2
noIlaLuoocIloPMMKapamepIlcTllKaMaolMallcllJcKllX
llNcTpyMellaTaKo川ceyKJtyL.yJyyo6pal.y”Kan”aJla6allKe
PeqH輸ep.
1、
僞細職1eMl
柳騁
エ
T
2
湯
?ヲV
u〝Cmpy●●′Im
uMlueuの●′〝u
2.0.
坊WU僮S倬躔R
3.
s
H
テ
100.00
trqqc関東●賀田のtn
26_1_2016
7.
佇ネ犯Iy
7.1.
坊S3c
ィ
ラ
ネ*
V
fR
V
F
6觀
ク
ク
ツ
8.
8.1.
9.し
也
カヨT
)+#
9.2.
9、3、
紋
F逕
8.●.
5,
he細γ〟yn●mmi〟u
10。
(ッ
ヤ
リ
免Y4
工
2.
10。3.
10.4.
10.5.
10.8.
11.
11.1.
11:!.
11∴〕.
11.4.
12.
VVW
6ヨR
x
W
Xx
V
艸R
fW'VヌX
ツ
HanoMeHe3anonYl1IaElalbeo61)acllanM一〇MKAIl
eepe3叫rl肌○レ1KAnTPe68AaCaApm…0【oJlo・la輸a paanuluTee…aHC男rC競e…eTpyOe…e‘OiMceyMrbyWIyyoepBuyll購周〝Tana68HMe
Oe…CSpaCLP職lpecaAaeyJlynOkFMaeHHCAeAehMeneIleIdMLCmmrAna O5iNIloa山国811eryl。yAaT的110npeQepeHLIPlaAHo測りei
ry輸ynaTIlHienPeeepeM…anNoa叫IolJety・ty・・a・MoNegoN・・epT”6…Henpeoepe・1…a…e叫母e ryl.ynaTMBHe…eopTIle…He
npeQepeI.LVla…e叫均〇・・a・b…Cmy・e山ha cyCopA”NMpa…Ay…maly”Ayq,”llaHCI.l頃。「…Clpyl.eHTa.糊epM……cTPyNoHT””nmln…
ApyrenPeHoCMBempTM」eeABpeAI.oCr”.oleea…anOCeAyle…oleeeyMrbyVylyyeepauyIlmnHTana
PenHHbp・
2_1_
剿
饂
2
剪
2、2.
onなりo:
Hta
oiC
陸…ct“母 ∴「i}ヽヽ、_− ypeeynOm
∂aHmO化の 剪
き. 剪
71
Tili
●.
8.∼_
HCeqan °nque:
陪
剪
Cn°〇°0811Iho賃cm
9.1、
HaBOnIlce yo03′iCl職
nomI†yHO
noCroieo
CoonuMJa
〟OnPOeO
ヨ
illγul 叩 A具○9着cl“riy種山a
即eIueMqJtyn01億1
9.5,
冦
10.1. 剪
10_2_
i
10、5_
H カ妨 X ィ ィ 「
%
VT衣ツ
He東γ鴬y〝〇 ・\−i:“}∴
11 陪
ネ舮2 蔕6逋8テ
メ リ ヲVW
A賃onoCでd
伽eeponqU
11.3.
oni(叫e:n
AMojoom
丁輸∩=MHe}py
ylyerra置き.
noAauI.onOBeeIIBalbyrloBI.叫Ia鵬nMTadaI・36Mna”CacTa−t・aCbo”叫巾…aI1306pac的IW−1(AIl
1l・a洲mMsl一COy6m.aNCacmtteCa”職I”No.3月=nell・eeeMoNTI・odeearmp・輸〇°pyrmlla置。NCOA購A。脚・・ojoc・1。調Mgo”COnmeP”調3,°…c輸icm能BCuT.iae”nPC“orlIrYnli
ca…I−e…賃ycmaAyCMofIyNapOAN,…P〇・・y”。B。AcTBe…“CTaM,l・Fu”.oANOCNOMeoyNapoAN…cmltnnpAM”OIl洲cHcmi関euTam鵬
eilnaHccTaiee kaoy 傍
機eeeuTai調〇日 磐UF
具I(lii〃農
°clanaC囲CTBH
m
oEABEaE
ー ●
、●
ー ●
ー ●
ー ●
mnMTAn
ー ●
剏
61 ̄aM
Wi 凵uyeMT8“
PeaePoe
ー ●
y魅ynH°KAnMTAn
…… 肌 i/ i
ー ●
i− i一 皿関Lm i…−ii− ●
yKynHOnAcilBA
OI鵬鋤はlM繍磨れeaHu職It
狽
6ニ
Y クリv ナ ヨ
8
苳 ネ ュFR
重.PauI…〇着′aeeH−e
e●購○教●●∞農●
僭Hni賀Cmlea
VVW
T
乏
m
¢
Oe
着細面構いmM輸両軸○○置.ie〃農場Iq調一一●置輸el〃●●1●
m
ー ●
冩
"
¢
○
A
、. 僊
∩
M
ー ●
一.
僂
V
f
3
儕
o
T
ヨT
c涛
ヲ
(⊃
農具ilHT▲の
C
キTヨヲR
a
「
unlarIle egoeuHo
P
PO
Hepe
yueU」h
1
y持ynHokAilMlAn
(pe●y
▼“∩=∩ (peay 陪
6ネ44
3.noteeMea能oO)M
PuHh
蕃D
R
C高明yC
2“○‘a
mOcH○○●●lOmmの
ocI調関南uH1▲niOt脚▲0調教C▼調
「−−、●一・〇〇.
Pt轟く●●〃aAoeMi ̄輸
aoHnMき▼叩†輸roaM●簾
†
○脚rn格crAeQt鴫°cl関“uUOn▲il具
rreIu01°町rtoAi〃qroeM−
rY血〃重▼●置yheloA職.
I要職●tel輸●●′〇一im
I
場〃
畑同職調m▲niOtOm仙αおおITl南東cT▲〇億 °”em−“一°−1●,、“”M ̄“
OneI●“iOCT▲etgOn口調uu○○▲lu .\、一一°”←●i“1●●”●′“●●−●”】ヽ‘●●一一一、●h.1−●●一一°○ ympi噛りun細れ
nくれl▲hM〝irHii○○的m∞rll置1具cl▲回議 ∞rriOcT▲●i要onum▲h▲ OAl〃11●○○i〃●●即mmm OAu●1)〇°●○●●4m調mm
青09き 山中o〃〇mのy
hI
()●◆具〉
llaho〃eNeeanonlJa98両beoepacLle…−ynK
IPae…mH3Meny5IIJlaNCaClaibacaWit・OI10「”nOTFO60tOW叩eea…apC賃0rPYrLONa【011ConMF,○削OIocHO…
mHc伽甑○剛嬉叫HaHC時間H308…alaea間PCle巾叩eC劃Me関y即i袖YcMehyHa帥…p叩oeoaC▼脚H…
頃el関所川南9°AHoCHOMonyHapOAHH輸頃a仰mHMa¢…aH朝原Dr調的maeam
ynpeo=o剛nO岬eH巾nm抑Tnp……“ehy6m岬のa朗の…圃o′3800丁重eto叩neee…岬舶
抑eHatDH∞哩0則OIOCMoHhi.mcorm0剛。′emaHCaCla強・862関田erme珊鵬eHOTyCm的C
Memma剛…田町HOeeACTBeH…cm,即卿輸a脚mOMenY胴囲HHMCTeHAOpA…種かHaH叩cm〕「
・yOBOmoparynOn馴CeoLllOHCOmuOBa110「6…aNCeCTatbaYO6J3月Jbe…¢MNaHcIl恒N駆OLLmlMMOeaHM0
時hato関心画ero…eyro伽帥OIMo…pH瑚eM0順06…3HOC…叩A隅丁∞aMenO岬−Oa的eHCO
nmHeHHo騰iY問TOpH…8−OAH06y洞aT酬∞…48両O
AMo∽ye…8時町BhOeaHKapCKOWne∞…剛○…cmaAyCMehyHam…pa叩08mmeHmかmn叩…a
oqHOcHoMe両apoAHHMCTOHA叩…さかHaHC岬OrHe80肌的abaXoPMCmm…erOAM(勧閲TMOH∞相調au刑e
me=anOTpe6epery…TOPllOrmoeLuTHHaiba nPeH輸OpamCO〃uen裏βCtOqM1職
・AMoeaNmIlel一日OAPO OON費LlpU・neeai▲HeCaL,開rboBn“oNCOnMOBaNeoIINaNe筒Iet0…Ilc(山eJe nPOmopa〇cc輸OXo
nF)α0ヽWi ̄H
YLlpyroMrOpaty noJeAMNeeJl
noTpeem〕iOpa…舶…Tame
HCYCIBlもallepery HTOpHOIli”eTOAyIO6yxeeTyKoH∞nmau間e
甑en∞HuHle購OIOqm的umeHe.8m的eenonyiba恥‘806円cuanM−
p別田nabaBHrb。cee叫MCaMoAellMBOm0両enoTpe63NAaeHCO
yApyiO恒的mo6pacua…一ynKf帥Ienp鵬〇一田山1−8,ba脚的nO一〇小…調の同州06…棚田の同単調10m
68…8∽舶npmarOhHeara川叩meone議eH…mm叩Qna“0−0nO∽飾oA裏060…a…eO岬心細職印飢e肌
KanIlT”aayFPyrolTaeeJIMOBOreepacua叩e朋pLUeXoOauNm eaabeM0−00IIOryhaBanOBolIleelbeTenOmu叩
衝関Cuo…」0nHc灯0∞凹面0・00岬ie6maHの頃一同nOrmeHOiORaea胴∞調“ep…Pamaibaea〃be
nosl…ia血haHCaCTaHba農oehoo輸OUh調1調nOnO803HOa能O HnP aMoOHfnu
nos…86舶雌qmaqehoo輸○申…QnO∞3H脇間(…PaMoea同朋noTpa刈a関nOのoeYemaHCH9
−___ _.、.貫,_●_(1,∼,_。n….、膚..鼻.h飢○…斥mnH調,=…。mem一〇〇調mc\eoD伽HitDaHoMo688830m nOUrOCeTHl
atTMDolieaHe nniC関東CTaD…0600eeheHa細物6m的剛=個C叩γ○○…○○調m
HeH。cl一〇嘉OHanajuTMHaH調uJ〇円Jnh1Hl購×nOeMu的6…aHcaCTOH・ainOTp
emaHCaclo厳imMoe調Oeyn03輸山川noDeeBnaCaOAniHaPalyhMnO3HuMIa
nocemeoAp時He釧○○eHTe《an納TanHpaaHL可9日oBel㈹8朋
TaeeJmOBor06paeuapaLLmaibOHo,erelFNaeH=P…馳Ileal…
not朗CmMoTTHrKOpa…naibeKorene”eNTan0TPeeIloley”eTIlpeOepe咽man°〇m=OpMLLIle11ayMoparyJ
A,eeaH的〇〇〇an°耳的eH…肋…Heai−Hece…齢a調教OHConHAOeaHe¢…aH的l∝〇一仏eo…HlO ene〇cm∞
pB…mIbeealyyo的BrtellcH6malICYCTa一baCauWbeIloMyCLnaLIYCMeITyNatDA”paWHODOLICr闘…
claHAem…a OPH∞HOMe両胸mAHHOCTaman山川aoHHeH部IC置ol棚eLm腿かba
enoeel胴8間∩∞川的y中山ma頃i胤6関mYのa舶…∞叫HIaY06円CWnM一博爪
・yTpehemopa【YroTpC5ilOle、rCnOClOB…B∞Y…eWnoJ””JDM.pa…arbeHor6mmcacTQIbl日付npe†徽°AIlcr
m叫a…0頒u川合的06pacua爪iKAn topiuneiも駿輸騰eePcHuHilA剛rermpaMa
lloAaLWoyKyll…NiKa[llTanHl.MaaJ”el”Ma…OKa3aTe巾yaFleKBa…ocTMl(allJnallIa
eeAilep.
剪イ
刮セ
佗ネソXョヤ・IVh
moCHo馴小目請けMIAn
mHnony鵬同職調TAn 調調a動機
紺
OclIoOyc○○葵暮l●lX議mCIMu clOhge−細面叩鵬の
●ヽ■輸●○○N〃し・−−佃.●●●●−●■.一〇°●・−−
爪調−lnp“録の岬mpU“′●・連“・画一4°●〇㌦畑山調か叫か
●ヽ調.一一、.ii−●−.一一●椅書冊〃m●−、−〃
肌へ−{十・●一〇●書、一一・一“・〃●.i書.一食““““●
●、“関山●●.●●一〇〇●I}・一一一−
〃事^(一一〇〃調unpお〃〇〇m田山P
冦
〃1調il刈れ○●印叫′.pdM“一旬サ録同調9
〟11鴫〃●mnlie●〃●¢000−0mm●li連ii調●
刪キ
mno職場l◆oCmuoee血や{Imの喜mml置●〟種−
同調刷“.”“∩′i●あ〃9mm母職重Il〃〇〇〇
8(嶋叫UOJm重mn)u
〟1Im○○ml▼000〟o●yno置pl
巾叩調−・i輸一億li−山場〃r〃甘)
−〕一一一一一一へ.−▲“●.●−●
■」、■●〃“二.“〕日置′”〇〇千一置〃●〃一書l、”−●●i”
〝脚調munか輸000きui′賃u録爪11くり〃暮
ieお●eu
n n叩)mi
p′輸●IbeMu
議題MM帥Ph着たrmOcm●y格調関mm
l 剄ラ田m置IHM関○●置●き後 継ltO細り〇〇〇〃〇〇〇
〇〇〇〇“▲〃●la軸nte
山〃)●●1●−●i●J〃“〃○●●ヽ :−−・、一一一.m◆●“−i−−.−−ヽ…〇一
巾,●●〇°●●○●●00〃●○農〃● 青書調書●賀li}●●i●●00きilamUpll}u賃
鱒〃同朋●−7ml●動機}〃pOd議Ip▲mO
機軸伽調▲nPa▲調教京▲1輸輸○○篤葵格 “ip“}imTtmm ̄一〇〇●関 ̄MhaM暮〃rOp
〃●10●●●i●●iO●●i■}●iO●○○●〃●葛〃●” 〇着〃−調叩山中叩 ̄ ̄ 劔
ヽ●lヽ−●l、.−i●●1ヽ●、●OI葛●〃▼ヽ〇一°○○●”.0●●−● 〇〇〇〇“〃〃●neOm甘い 〇 mm▲脚の∞ヽ細川nnHr▲ル日義) 劔可▲●
園
Fly UP